Pet Insurance Discounts

Embrace has a number of pet insurance discounts available and many of our pet parents are eligible for at least one of them.

How Do I Get Discounts?

Getting a discount on your Embrace quote is simple. If you are applying online just answer the questions truthfully and your discounts will be applied automatically.

Certain discounts may be "stacked" too, meaning that your pet can get more than one. When you get to the policy summary screen you'll see a list of all discounts for which your pet is eligible.

Discounts Currently Available from Embrace

  • Spay/Neuter Discount
    All spayed or neutered pets receive a 5% discount. If you spay or neuter your pet after you enroll we will apply the discount once you let us know the procedure has been done.
  • Multi-pet Discount
    If you have 2 or more pets on your policy then each pet will automatically receive a 5% multi-pet discount.
  • Annual Pay Discount
    If you choose to pay your policy in full each year then you will receive a 5% annual pay discount.
  • Military Discount
    Any pet parent (or their spouse/partner) who is actively serving in the Air Force, Army, Marines, Navy, or Coast Guard will receive a 5% discount. If eligible, proof of status is required after purchase.
  • PennHIP Discount
    Any pet that has been PennHIP tested with a bilateral score of 0.3 or lower is eligible for an additional 5% discount. This discount must be setup over the phone. You can do this after you enroll.

Pet Insurance Discounts for Partners

  • Employee Benefits Discount
    If your company offers Embrace then you may be eligible for an overall workplace discount instead of the ones listed above. Ask your HR department to get in touch with Embrace online through our pet insurance employee benefits portal for more information.
  • Veterinary Hospital Discount
    If your veterinary hospital is interested in offering Embrace then staff members may be eligible for an overall staff discount instead of the ones listed above. Ask your owner, practice manager, or office manager to get in touch with Embrace online through our veterinary partners portal for more information.

State Discount Regulations

Alaska, Hawaii, Maine, & North Dakota do not allow employee benefit or veterinary discounts.
Florida does not allow spay/neuter or military discounts.
Washington State does not allow spay/neuter discounts.
Tennessee & New York do not allow military discounts.