Underwriting

Embrace Pet Insurance policies are underwritten by American Modern Insurance Group.

American Modern Insurance Group

American Modern Insurance Group (AMIG) formed in 1965 and is based in Cincinnati, Ohio. American Modern is part of an international insurance group that operates in all lines of business, primary and reinsurance, with more than 38,000 employees at over 50 locations throughout the world. A. M. Best Company rates American Modern A+ Superior, a distinction held by fewer than 10 percent of all property and casualty insurance companies in the country.

The following states have policies underwritten by the subsidiary American Modern Home Insurance Company:

  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • District of Columbia
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • New Hampshire
  • New York
  • Nevada
  • New Jersey
  • New Mexico
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

The following states have policies underwritten by American Southern Home Insurance Company:

  • Florida

Our customer service reps all have property & casualty licenses.  Our product is licensed with each state's department of insurance.

Questions? Call 800-511-9172 to learn more.