You can't predict when your cat is going to get sick or injured. But you'll be protected from expensive veterinary bills thanks to a great pet insurance plan.
Cats are more prone to accidents and illnesses as they age. The sooner you protect your cat with a comprehensive pet insurance policy the better you'll be prepared to manage expensive veterinary bills in the future.
An Embrace policy protects your cat against common problems such as feline asthma, car accidents, swallowed objects and more.
Routine Care (optional)
Cats require yearly visits to the veterinarian.
A Wellness Rewards plan helps you budget and pay for regular veterinary costs for your cat. We offer either a $200 or $400 option.
Wellness Rewards covers office visits, FIP and FVRCP vaccinations, flea & tick preventatives and more that the insurance plan does not.
with the Human Touch
At Embrace we strive to make your experience with pet insurance the best it can be.
We start by hiring people who care about pets and their owners. You'll also be kept informed every step of the way when you submit a claim.
Embrace is easy to do business with. No gotchas, no gimmicks.
A Year in the Life of an Embrace Policyholder
Sign Up For Insurance
Enroll in an accident and illness policy plus Wellness Rewards from Embrace.
Waiting Period Ends
Get through the 14-day waiting period for accidents and illnesses - phew!
Routine Wellness Exam
Vaccinations and check-up visit reimbursed via Wellness Rewards.
Naughty kitty eats house plant but VetLive says a vet visit is not needed.
Wellness claim submitted for monthly flea and tick prevention medicine.
First Insurance Claim
Itchy skin discovered. Diagnosis, allergies - covered by Embrace.
Further testing and monitoring for allergies - also covered by Embrace.
Cat Insurance Facts
1 in 3 Embrace pet parents claim during the first policy year and 3 in 4 claim within three years. Whether they live exclusively inside or explore the great outdoors, cats are at risk of accidents from ingesting a toxic plant to altercations with other animals.Conditions such as urinary tract infections and bladder crystals can become lifelong problems for your cat but, as long as you've purchased your policy before symptoms occur, you'll have the piece of mind that comes from knowing your cat is covered for life.
Sample cat insurance claims:
Indoor vs Outdoor Cats
A common theme we hear from pet parents is that they don't need to worry as much about their indoor cat's health and that pet insurance for indoor cats is just a waste of money. After all, what can possibly go wrong if your cat lives inside 24 hours a day? Some of the major risks that an indoor cat is exposed to include:
- Becoming overweight or obese due to lack of regular exercise
- Compulsive behaviors such as sucking or excessive licking due to boredom or stress
- Ingesting plants, poisons, and cleaning products that are often stored indoors
Outdoor cats can find themselves injured from numerous perils while outside. For example, they are much more susceptible to abscesses and cuts from fighting with other animals and to claw injuries from scaling trees or defending themselves.
And cats in general are susceptible to many chronic illnesses including kidney and bladder problems, heart murmurs, diabetes, and feline asthma. Some of these can become very serious and they become increasingly likely as they get older. Conditions such as urinary tract infections and bladder crystals can also become lifelong problems and can give rise to thousands of dollars in vet bills.