Protect Your Partner with Embrace Pet Insurance (10% Member Discount)
As a member of Assistance Dogs International (ADI), you understand the extraordinary bond and unwavering support that a trained assistance animal brings. At Embrace Pet Insurance, we deeply admire the incredible work these animals do and the profound impact they have on so many people. To honor this vital partnership, Embrace is proud to offer ADI members and employees an exclusive 10% discount on our full coverage pet insurance plans.
We recognize that your assistance animal is more than just a companion; they are a vital partner, providing invaluable help and support in numerous ways. Just like any dedicated working partner, their health and well-being are paramount. Unexpected accidents, illnesses, and chronic conditions can arise, and the associated veterinary costs can become a significant concern. Embrace Pet Insurance is here to provide peace of mind, ensuring that financial worries never stand in the way of your partner receiving the best possible care.
Your assistance animal is integral to your life. Pet insurance helps guarantee they can access the best medical care whenever needed, without the added stress of unforeseen financial burdens. This allows them to continue providing their crucial support. Our dog insurance plans offer up to 90% cash back on accidents and illnesses.
Veterinary care costs are rising — from everyday illnesses to unpredictable injuries. For those who rely on an assistance animal, these expenses can create significant financial strain.
On average, vet costs can range from $410 to $5,000 or more to treat serious conditions and injuries. For the dedicated partners who provide crucial support every day, ensuring they receive timely and comprehensive care is paramount.
At Embrace Pet Insurance, we believe that financial concerns should never compromise the health and well-being of your vital assistance animal. Our full coverage pet insurance plans for dogs are designed to help cover a wide range of health needs, from common illnesses to unforeseen accidents, allowing you to focus on their care without facing overwhelming financial decisions. You can select the best plan to suit your animal's specific needs and your financial situation.
Ensure your invaluable assistance animal receives the best veterinary care without undue financial strain. As an ADI member, you have access to affordable full coverage pet insurance plans that can reimburse you up to 90% of your eligible veterinary expenses. This exclusive member discount helps you prioritize your partner's health and well-being while managing costs effectively.
Kylie experienced symptoms of bloat, a life-threatening condition. She went to the vet ER, where she received a swift diagnosis and underwent surgery, including a gastropexy, crucial to saving her life. Kylie remained hospitalized for several days before making a full recovery.
We understand that your assistance animal is an indispensable partner, and their health is a top priority. That's why we offer full coverage pet insurance that includes breed-specific, congenital, and chronic conditions, along with their associated costs. This ensures that a wide range of potential health needs are covered, including:
Diagnostic testsProcedures and treatmentsEmergency and specialty careSurgery and hospitalizationBehavioral therapyFollow-up care, including rehabilitationProsthetic limbs, devices, and mobility aidsDental illnesses up to $1,000/yearPet prescription medications (optional)Embrace dog insurance plans include customizable annual limits, annual deductibles, and unlimited vet visits for your furry companion.
We believe in full transparency with our dog insurance, so we make our coverage as easy to understand as possible. For a complete list of what’s excluded,
Click here for coverage details.
We understand that assistance animals often have specific needs related to their important work and well-being. Our pet insurance plans offer customization options, allowing you to select the coverage that best addresses the potential health concerns of our vital partner, all while fitting within your budget.
You choose your deductible. Selecting a higher deductible option allows you to pay less for your dog pet insurance.
Get up to 90% money back on your vet expenses. Your payment will be smaller if you pick a dog insurance plan with a lower reimbursement
Bigger dogs could mean bigger vet bills, so we recommend choosing an annual maximum based on your dog’s needs and size.
No head scratches or tail spinning are necessary for our dog insurance plans. We've streamlined the process so you can easily provide your invaluable working partner with the veterinary attention they need, while receiving reimbursement for eligible expenses. This brings financial peace of mind, allowing you to focus on their health during unexpected moments.
Dog pet insurance from Embrace allows you to visit any licensed veterinarian or specialist in the country. Pay your vet directly and get a receipt.
Answer a few simple questions in the MyEmbrace portal or Embrace Pet Insurance mobile app. You can also email or fax us your claim information.
We leverage the power of AI for lightning-fast claims payouts. This means you get paid quickly for covered vet expenses by direct deposit or check.
Wellness Rewards is not a pet insurance policy, but rather a flexible pet wellness membership program that helps you budget for the costs of routine screenings, preventative care, and even training for your assistance dog, ensuring they can live a longer, healthier, and more effective life as your dedicated partner. This program offers reimbursement for essential pet wellness care, including vaccines, bloodwork, flea and tick medications, as well as valuable training sessions that are crucial for their ongoing support and well-being. For assistance dogs, proactively budgeting for wellness and utilizing reimbursement for these vital services is especially important for maintaining their health and their ability to perform their important tasks reliably.
We partner with your favorite pet brands to give you special discounts on daily dog essentials, treats, toys, and more.
From their initial training and early service to their well-deserved retirement years, Embrace offers customizable pet health insurance to provide support at every stage of your assistance dog's life.
Just like any other puppies, assistance dogs in their initial training and early service can encounter unexpected health issues. Whether it's navigating new environments or the physical demands of learning their tasks, Embrace Pet Insurance can help cover veterinary care costs from as early as six weeks old, ensuring their health doesn't become a financial burden as they embark on their important journey.
During their prime working years, assistance dogs are dedicated partners, consistently providing crucial support. While well-trained, they are still susceptible to accidents and illnesses. Embrace pet insurance offers financial relief for any unexpected health challenges that may arise, allowing you to ensure they receive the necessary care to stay healthy and continue their invaluable service.
As assistance dogs enter their well-deserved retirement, they may face age-related health concerns, including chronic conditions and mobility issues. We welcome senior dogs over 15 years old with an accident-only pet insurance plan. This helps ensure they remain comfortable and receive the care they need, even as they transition to a less active role.
Dog parents say the nicest things about Embrace. Check out honest reviews from real customers about our dog insurance plans.
Dog tested. Pet parent approved. Embrace provides coverage to more than 500,000 tail-wagging pets across the country. We pride ourselves on delivering peace of mind with straightforward dog insurance plans, lightning-fast claims payouts, 24/7 on-demand telehealth support, and Wellness Rewards for preventative care.
We give dog parents what they really need:
Straightforward, easy-to-understand pet health insurance for dogs with no hidden surprises. With lightning-fast claims payouts, focus on your pet’s health without financial worries.
With Embrace dog health insurance, visit any licensed vet or service provider in the U.S. with no limitations. Whether it’s a trip to the vet or an emergency service, your furry friend is covered.
Most pet insurance companies don’t cover exam fees — that’s like paying an extra deductible for every claim. We offer optional exam fee coverage for covered accidents and illnesses.
Get pet advice at any time of the day with PawSupport. Our pet professionals are available 24/7 via online video or text to help educate and guide pet parents.
Don't wait until an accident or illness occurs. Discover why handlers across the country trust Embrace to provide full coverage and straightforward pet insurance, ensuring their invaluable assistance animals receive the care they need, when they need it most.
What does dog insurance cover?
Embrace Pet Insurance provides flexible and easy-to-understand pet health insurance for dogs. Dog insurance plans offer financial protection from unexpected accidents, illnesses, chronic conditions, and associated costs, including surgeries, hospitalizations, emergency and specialist care, diagnostic testing, veterinary treatments, and more. Coverage can vary from pet insurer, so it’s best to research and compare pet insurance plans.
Note: Pet insurance typically does not cover pre-existing conditions, including coverage offered by Embrace.
Do I need dog pet insurance?
1 in 3 pets require emergency care every year. From common illnesses to catastrophic injuries, accidents and illnesses can happen at a moment’s notice and come at a high cost. Dog insurance helps alleviate the financial burden should your furry companion get sick or hurt. Embrace dog insurance plans offer up to 90% reimbursement on eligible veterinary costs, so you can get them the treatments and services they need to get better without financial worries.
How much does dog health insurance cost?
Pet-based and policy-based factors determine the cost of dog insurance. Pet-based factors include your dog’s breed, gender, age, and even where you live. Policy-based factors include the deductible, reimbursement percentage, and other variable elements of your policy that affect your costs. Pet insurance providers like Embrace allow you to personalize parts of your policy to get the best plan for your dog’s needs and budget. Learn more about our pricing options.
When is the best time to purchase dog health insurance?
Enrolling your dog in a pet insurance plan as early as possible is a good idea before pre-existing conditions develop or your dog needs veterinary care that could limit coverage.
Are there age restrictions with dog health insurance?
No, Embrace offers full accident and illness health insurance for dogs up to 15 years old and accident-only dog insurance plans for dogs over 15.
Does dog insurance cover pre-existing conditions?
Pet insurance typically doesn’t cover pre-existing conditions. This means any condition, injury, illness, or irregularity noticed by you or your veterinarian before your policy’s effective date is not eligible for reimbursement.
However, Embrace does distinguish between curable and incurable pre-existing conditions. For example, incurable pre-existing conditions include diabetes and allergies, whereas curable pre-existing conditions include ear infections and undiagnosed vomiting. Since these curable conditions may clear up, they could be covered moving forward if your dog goes 12 months symptom and treatment-free.
Is routine care covered?
Routine screenings and preventative care are not typically covered under dog insurance. However, Wellness Rewards is Embrace’s membership program that serves as a budgeting tool for routine screenings and preventative care treatments for your dog or puppy. It’s important to note that Wellness Rewards is not an insurance policy but is an optional add-on to our dog insurance plans that can be customized to fit your dog’s needs and budget.
Can I keep my veterinarian when I sign up for dog pet insurance?
Yes, absolutely! Embrace policyholders can visit any licensed veterinarian in the U.S. This includes specialists and emergency clinics because, as pet parents, we understand not all accidents and illnesses occur between 9 a.m. and 5 p.m.
What are the different types of dog insurance plans available?
At Embrace, we offer several types of dog insurance plans. These range from the most comprehensive coverage for accidents and illnesses to an accident-only policy.
What is an accident-only policy?
An accident-only policy covers unexpected accidents and injuries, not illnesses. Sometimes, the dog may have certain pre-existing conditions or be too old to receive coverage from a standard accident and illness policy. Learn more about Embrace’s accident-only insurance plan.
Can I change my dog insurance policy at any time?
You can add or reduce your dog pet insurance policy at any time. However, increasing coverage will require a new underwriting review.
Can I get dog insurance for my rescued dog without knowing their medical history?
Yes, Embrace allows you to insure an adopted or rescued dog without knowing its medical background. However, you must have a vet exam before your policy’s effective date to establish a medical history.
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