Los Angeles Pet Insurance

Most LA dog parents see $20–$80/month and cat parents $10–$40/month, depending on ZIP code, age, breed, and coverage choices. Get your exact price in about a minute with no commitment. Start a quote and customize coverage to fit your pet and budget.

Absolutely! LA's world-class emergency and specialty veterinary centers offer incredible care, and with Embrace, you'll never have to choose between your budget and your pet's health. Transform those unpredictable, overwhelming vet bills into a simple monthly payment you can actually plan for. When your pet needs help, you can immediately say "yes" to the best treatment without the financial stress. 

While "best" varies by individual needs, Embrace consistently ranks as the top choice for LA families. Why? Coverage you can adjust to your specifications, accepted at any licensed veterinary provider in the city, with optional enhancements like exam fee coverage to consider. We're built for LA pet parents who want comprehensive protection without compromise.

Yes! This is what LA pet parents love most about Embrace. Whether it's your neighborhood vet, that specialist in Beverly Hills, or the emergency hospital at midnight, you're covered everywhere. Plus, you're protected at any licensed vet across the entire USA when you travel. No networks, no restrictions, just get the best care available and submit your claim for fast reimbursement.

Yes! This is crucial for LA dogs since foxtails are everywhere from spring through fall. Your Embrace accident and illness coverage handles these painful invasions that can happen on any walk or hike. Adding exam fee coverage makes it even more affordable. Don't let these sneaky seeds catch you unprepared.

Absolutely. With LA's hiking trails and canyon neighborhoods, rattlesnake protection is essential. Embrace covers the entire emergency treatment including expensive antivenom and intensive monitoring. Get protected now before hiking season so waiting periods are cleared when you need it most. 

Our accident and illness plans align well with LA's unique pet care realities. When wildfire smoke affects your pet's breathing, when heat overwhelms them, or during any environmental emergency, Embrace ensures you can focus entirely on your pet's recovery, not the mounting bills. Peace of mind for LA's unique challenges.

A waiting period in pet insurance is a short period at the start of the policy when coverage for certain conditions or treatments is not yet active. Waiting periods help prevent fraud and vary depending on the type of coverage and the laws in your specific state. Once the waiting period ends, your coverage for those previously restricted conditions kicks in, and your beloved pet can enjoy the full benefits of the policy. These waiting periods or exclusion periods, can vary. Click here to get the details.

Pre-existing conditions are usually excluded across the industry. However, Embrace Pet Insurance may cover certain curable conditions once a pet has been symptom-free and treatment-free for 12 months. Ongoing or chronic problems diagnosed before enrollment stay excluded, which is why enrolling pets early is the best approach. 

We've streamlined the process: you pay at discharge and file for quick reimbursement. This approach keeps every hospital door open to you and eliminates paperwork delays during emergencies. You get care fast, we get you paid back fast.

Many LA families choose higher annual limits with strong reimbursement percentages, especially those who love hiking or have breeds prone to specific conditions. If you want lower premiums, adjusting your deductible gives you control. The beauty of Embrace? You customize coverage to match your lifestyle and budget perfectly.

Embrace gives you multiple smart options: adjust your deductible, modify your reimbursement percentage, choose your annual limit, consider annual billing for savings, and take advantage of multi-pet discounts. You stay in control, balancing comprehensive protection with your budget.

Yes! Embrace includes dental illness coverage right in your core benefits because we know dental disease is both common and expensive when left untreated. No buying extra riders or discovering gaps later. Complete protection from day one.

If you're proactive about routine care like vaccines, exams, and preventatives, a wellness option helps spread those predictable costs into manageable monthly payments. Love the flexibility of paying routine costs yourself? Perfect, stick with our comprehensive accident and illness coverage. Click here to get the details.

The best time to enroll is before health issues arise. Early coverage means no exclusions for conditions that develop later, and your waiting periods clear immediately. Don't wait for that first health scare when it's too late for full coverage. Protect your pet and your wallet starting today!

• Go anywhere: Your favorite LA vet, any emergency clinic, any specialist, anywhere in the USA

• Get more money back: Up to 90% reimbursement means smaller bills for you

• Pay what works for you: Customize every aspect of coverage to match your budget perfectly

• Broad coverage: Dental illness coverage comes standard, with options to add exam fees and prescriptions

• Get paid fast: Submit claims from your phone and get reimbursed quickly