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What Is Embrace's Accident-Only Pet Insurance Plan?
Older pets and those with certain pre-existing conditions can benefit from Embrace's accident-only insurance coverage.
What Does the Accident-only Plan Cover?
The accident-only plan covers accident-related that could happen to your pet including, but not limited to:
Foreign Body Ingestion
Hit by Car
Poisoning
Cuts & Lacerations
Broken or Fractured Teeth
Prescription Drugs for Covered Conditions*
Exam Fee Coverage*
*Prescription drug coverage is automatically included in Accident-Only policies, but can be removed to reduce costs. Prescription drug coverage is not included in all policies, see your state’s specific policy terms and conditions for more information.
*Exam Fee Coverage is automatically included in Accident-Only policies, but can be removed to reduce costs.
What Isn’t Covered by the Accident-only Plan?
The accident-only plan does not cover:
Illnesses
Breed-specific & Genetic Conditions
Congenital Conditions
Chronic Conditions
Cancer
Which Pets Should Consider the Accident Only Plan?
While not eligible for full accident and illness coverage, dogs and cats aged 15 years and over can be enrolled in the accident-only pet insurance plan. This plan is also good for people looking for a more basic, emergency only option, offering a lower premium.
Accident-only Plan Policy Parameters
An Embrace accident-only policy reimburses you up to $5,000 each year. There is a $100 deductible that you pay once per year and then you're reimbursed 90% of your veterinary bills. Unlike our Accident and Illness Plan, these terms are not flexible.
Quote by Phone
No one knows pet insurance like our friendly team of Pet Insurance Advisors who can answer your policy-related questions and personalize a quote to fit your pet's needs and your budget.
Let's talk! Call us at (800) 779-1539
(Monday - Friday: 9 am - 8 pm ET, Saturday: 10 am - 4 pm ET)
Quote Online
If you’re on-the-go or it’s outside of our regular business hours, get a quote online.
You provide your pet’s information (species, breed, age, sex, and Zip Code) for a customized quote. You can choose to add on optional coverages to find a plan that best suits what you’re looking for.