Embrace Orthopedic Waiting Periods

Check your state specific waiting periods here.

The following orthopedic waiting periods apply to pet insurance policies in AL, AK, AZ, DC, DE, FL, HI, ID, IL, IN, IA, KY, ME, MD, MI, MS, MO, MT, NE, NJ, ND, OH, OK, OR, RI, TN, TX, UT, WV, WI, WY.

Orthopedic Waiting Period Details

The following canine Orthopedic conditions that occur or show Clinical Signs during the first 180 days after the Pet Original Start Date are excluded and are Pre-existing Conditions for the life of the policy:

a. Cruciate Ligament Disease;

b. Intervertebral Disk Disease (IVDD);

c. Patellar Luxation; and

d. Hip Dysplasia.