Embrace Orthopedic Waiting Periods

Check your state specific waiting periods here.

The following orthopedic waiting periods apply to pet insurance policies in AR, CO, CT, GA, KS, MA, MN, NV, NM, NY, NC, SC, SD, VT, VA.

Orthopedic Waiting Period Details

The standard Orthopedic condition Waiting Period for dogs is six (6) months from the Pet Original Start Date shown on the Schedule Page for that dog. You may apply to reduce the Orthopedic Waiting Period by having a Veterinarian perform, at your own expense, an Orthopedic examination on your dog and submitting the results to us for review.