Embrace policies cover treatment related to new dental accidents and illnesses that affect the teeth and/or gums. Coverage includes, but is not limited to:
Dental insurance options vary greatly from one pet insurance company to another. Some companies cover both dental accidents and illnesses under their insurance policy while others only cover dental accidents. Most companies do not include routine dental care, like teeth cleanings, as part of their insurance coverage. Embrace Pet Insurance covers dental accidents and illnesses as long as they are not pre-existing to the policy purchase. No pet insurance company covers pre-existing conditions.
According to the American Veterinary Medical Association (AVMA), 80% of dogs and 70% of cats have some form of periodontal disease by age 3. Common dental illnesses and injuries include:
Periodontal Disease
Routine dental care, such as teeth cleaning, is not included in our accident and illness coverage. However, these procedures can be reimbursed by our routine care plan, Wellness Rewards. Wellness Rewards can be purchased in addition to any accident and illness policy and covers:
Claim Amount: $2,001 Embrace Paid: $975
Claim Amount: $1,852 Embrace Paid: $1,322
Claim Amount: $749 Embrace Paid: $650