Pet Dental Insurance

Pet dental care isn’t just about fresh breath. Embrace Pet Insurance offers dental insurance coverage to protect your pet’s teeth in the event of unexpected accidents or illnesses.

Embrace’s Dental Insurance Coverage

Embrace policies cover treatment related to new dental accidents and illnesses that affect the teeth and/or gums. Coverage includes, but is not limited to:

  • Broken, chipped, & fractured teeth
  • Extractions
  • Gingivitis
  • Root canals & crowns
  • Stomatitis
  • Periodontal disease
Dental accidents are covered up to your policy limit, and, in most states,* dental illnesses are covered up to $1,000 per policy year.

Which pet insurance companies cover dental treatment?

Dental insurance options vary greatly from one pet insurance company to another. Some companies cover both dental accidents and illnesses under their insurance policy while others only cover dental accidents. Most companies do not include routine dental care, like teeth cleanings, as part of their insurance coverage.

Embrace Pet Insurance covers dental accidents and illnesses as long as they are not pre-existing to the policy purchase. No pet insurance company covers pre-existing conditions.

Compare Embrace to

Healthy Paws
Nationwide
AKC Pet Insurance
Plan Features Embrace Pet Insurance comparison Healthy Paws Pet Insurance comparison Nationwide Pet Insurance comparison akcpetinsurance-white-small
Extractions Check mark No Check mark Check mark
Dental illness Check mark No No No
Root canals & crowns Check mark No No No

Common Dental Illnesses and Injuries in Dogs and Cats

According to the American Veterinary Medical Association (AVMA), 80% of dogs and 70% of cats have some form of periodontal disease by age 3. Common dental illnesses and injuries include:

Routine Dental Care

Routine dental care, such as teeth cleaning, is not included in our accident and illness coverage. However, these procedures can be reimbursed by our routine care plan, Wellness Rewards. Wellness Rewards can be purchased in addition to any accident and illness policy and covers:

  • Routine dental cleaning (with or without anesthesia)
  • Pet toothbrushes & toothpaste
  • Dental chews
  • Annual dental checkups
  • Teeth brushing by groomer or vet
  • Dietary dental supplements

Customer Stories: Dental Claims

Black Lab Dental Claim Story

Labrador’s Fractured Tooth Extraction

Claim Amount: $2,001
Embrace Paid: $975

Dachshund’s Dental Claim Story

Miniature Dachshund Needs a Root Canal

Claim Amount: $1,852
Embrace Paid: $1,322

Pug Dental Claim Story

Routine Dental Care for Senior Pug

Claim Amount: $749
Embrace Paid: $650


*Dental coverage is subject to your state’s policy terms and conditions. Learn More

Copyright 2005-2019

Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Wellness Rewards is offered as a supplementary, non-insurance benefit administered by Embrace Pet Insurance Agency in the United States. © 2016 American Modern Insurance Group, Inc.