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Pet Insurance for the Unexpected

  • Unlimited reimbursement

  • Claims made easy

  • Use at any vet

Rated 5-star pet insurance by Forbes

Dog and cat insurance coverage for the unexpected

Every 6 seconds, a pet parent is handed an emergency vet bill of $1,000 or more. With Embrace cat insurance and dog insurance, you don’t have to choose between your pet and your savings.

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Illnesses & conditions

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Accidents & injuries

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Dental work

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A Vet Exams a Puppy Covered by a Routine Care Pet Health Plan

Wellness plan for routine health care

Great for puppies and kittens, our optional Wellness plan can be purchased in addition to your pet insurance policy. It helps you budget for expected expenses such as vaccinations, annual checkups and more.

See Wellness Details
A cat being embraced by his owner, happy he has convenient pet insurance coverage
Pet insurance that has you covered

We know what pet parents need in a pet insurance policy, which is why we offer:

  • 10% Multi-pet discount

  • Exam fee coverage

  • Free 24/7 pet helpline

Award-winning customer service

Our experienced team of real pet parents is here to help when you need it most. See why Embrace has been a top-rated pet insurer for over 15 years.

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Get your personalized pet insurance quote in seconds

A mobile phone showing the embrace pet insurance mobile app to manage their pet insurance plan

How Embrace pet insurance works

  1. Visit any vet

With no network restrictions, you can choose from any veterinarian, including emergency and specialist vet clinics.

  1. Submit a claim online

Take a picture of your invoice and submit using the Embrace website or app. No claim form or paperwork needed.

  1. Get money back fast

Use direct deposit and get paid right to your account when your claim is approved.

Embrace leads the pack

We offer one simple and customizable pet health care plan, letting you choose the price and coverage you need. Compare coverage options and benefits of the other pet insurance providers below to see the difference.

Plan features Healthy Paws Nationwide WholePet® Pets Best Trupanion
Flexible wellness plan Check Icon X IconX Icon Per-item Limits X Icon
Dental illness coverage Check Icon Check IconX Icon Costs Extra Costs Extra
Overall coverage for exam fees Check Icon Check IconX Icon Costs extra Check Icon
Extra office visits for senior pets Check Icon X IconX IconX IconX Icon
Hip dysplasia coverage on all Accident & Illness policies Check Icon X IconCheck IconX IconCheck Icon
Pet Insurance Comparisons
Dexter the dachshund thinking about his pet health insurance savings
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Dexter's gallstones, covered

"Embrace turned a very upsetting and stressful time into a comforting one."

Karalee M. - Reimbursed $4,529.08

Here are some questions we get asked a lot