Compare Embrace to Pets Best

Becoming a pet insurance expert means understanding the detailed differences between companies. To help you, we've prepared a list of a few important comparison points between Embrace vs Pets Best. Both companies reimburse a straight percentage of the vet bill, but we wanted to share some other information that could impact your out of pocket costs when you go to make a pet insurance claim.

corner-left   Embrace Pets Best corner-right
  Hereditary & Genetic Condition Coverage Limited by
Annual Max		 Sub-limits per lifetime
(must enroll by age 2)		  
  Alternative Therapies Coverage Limited by
Annual Max		 Sub-limits per year
(only acupuncture & chiropractic approved)		  
  Extra Fees Icon Icon  
  Wellness & Routine Care Plans Icon
Flexible plans with
no per item limits		 Icon
Per item Limitations		  
  Independent Customer Rating 9.1/10 8.4/10  

Hereditary & Genetic Condition Coverage

Many companies leave you exposed with no coverage for genetic conditions. Embrace covers them. Hereditary and breed-specific conditions can lie dormant for years and when they do show signs it can cost thousands of dollars to treat them.

Pets Best hereditary coverage is only offered to pets enrolled by age 2, and pays $250 to $3,750 max for the life of your pet (no matter how many conditions your pet develops). Furthermore, Pets Best will only cover a pre-determined list of conditions that is partly set by breed. For example glaucoma coverage is limited for Beagles, Siberian huskies, and Welsh Springer Spaniels.

Alternative Therapies

Why limit your options when it comes to doing what’s best for your pet? Embrace plans cover alternative therapies and rehab. Pets Best only offers you two choices for alternative therapy: acupuncture & chiropractic services, and limits reimbursements from $0 to $1,000 per year depending on which plan you choose.

Alternative therapies are often used to help treat cancer, skin issues, epilepsy, and more.  Our coverage allows you to use any method of treatment your vet suggests including acpuncture, chiropractics, hydrotherapy, veterinary orthopedic massage, holistic and homeopathic medicine, and more.

Extra Fees

Don’t be nickel and dimed with extra fees. Embrace prides itself on having no annual fees and no monthly payment fees. Pets Best charges a $2 transaction fee each month if you pay for your plan monthly. Over the course of the year that's like an extra month of premium on top of your payments.

Wellness & Routine Care Plans

Embrace’s Wellness Rewards is a stand-alone plan to help you pay for your pet's routine care. You can spend an allowance of $200 (Wellness Basic Plan) or $400 (Wellness Plus) however you see fit. If a wellness exam plus heartworm medications total $190, that's how much you'd get back with Embrace.  With Pets Best you'd only get $75 back.  View our comparison on routine care.

Independent Customer Rating

Want to know why Embrace is consistently rated one of the best pet insurance companies in America? Then get the scoop on what pet parents really think about Embrace over at PetInsuranceReview.com . Reviews are completed by actual pet insurance users and Embrace is consistently rated over 9 out of 10. Why settle for less?

The comparison of Pets Best insurance plans and coverage was wholly prepared by EPI Agency LLC. If you have questions about Pets Best plans, prices, or coverage we encourage you to contact a representative of Pets Best.