Embrace Rx Drug Coverage
Should you get it and what does it cover?
Prescription drugs for pets can be expensive. If your pet suffers an allergic reaction or has a chronic condition that requires ongoing care the costs of take-home drugs can quickly add up.
Prescription drug coverage is optional (for an additional cost) with your pet insurance policy. It covers:
- Take-home drugs such as antibiotics, allergy meds, insulin & supplies, and eye & ear drops. About 80% of the time drugs will be prescribed with a vet visit, costing $15 to $200 on average. We've seen prescription drug claims as high as $900.
If you don't select RX drug coverage you should know that medications administered in the veterinary clinic are still covered under your accident and illness plan.
Our RX coverage applies toward prescription medications for treating covered accidents
and illnesses. It does not include coverage for heartworm medication or prescription diet food. We help you budget for those items with our wellness plan.
Claim examples with Rx drug costs from our policyholders:
- Allergy meds for Maximus, a young english bulldog: $798.71 for Rx drugs (spans 4 visits
to vet over 1 month)
- Vomiting & pneumonia in an english bulldog: $562.40 for Rx
- Bugsy's Cruciate
ligament tear: $139.11 for Rx drugs
- Koa's Cherry
Eye claim: $79.81 for Rx drugs
- Lucy, a poodle, comes down with Gastric torsion: $30.75 for Rx drugs
Is there a deductible?
Yes, your prescription drug costs add to your other accident and illness costs and the total is considered against your annual deductible. This is a good thing since it will generally help you reach your deductible sooner in the case of high unexpected vet bills.