How to Add Your Cat to Your Policy for Pennies a Day

Far fewer people insure cats than dogs. Yes, dogs cost more overall, but that just means that cat policies are much less expensive than dog policies.

So why no pet insurance love for cats? Well, I’m here to say you can have your cat coverage AND save money too. In fact, adding a cat to your dog's policy is so inexpensive, you’ll wonder why you didn’t do it earlier.

How can that be? Let’s check the math.

multi-pet discountSay I have insured America’s favorite family pet, a 3 year old Labrador with a $300 annual deductible, $10,000 annual max, 80% reimbursement, and Rx drug coverage. That would cost me $39.38 per month (with the ACH discount as of Dec 23, 2014). Now, if I add my 3 year old mixed breed cat to the policy with a $500 annual deductible and $5,000 annual max (most common for cats), my premiums only go up $8.35 a month - less than 28 cents a day!

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Podcast: Purebred vs. Mixed Breed Questions Answered by Dr. Patrick Mahaney

Whether you’re a breed loyalist or dedicated rescuer, there’s always more to learn about our four-legged best friends. The best pet for your home may not be one that would fit well in your neighbor’s. So how can we know what type of pet would make our ideal companion?

In this month’s podcast, Chief Embracer Laura Bennett and Dr. Patrick Mahaney tackle questions about what to look for in a breeder, doggie DNA tests, and more:

  • Is there are any truth to the rumor that mixed breeds are actually healthier than purebred pets?
  • With the popularity of "designer" hybrid mixes, are there any breed combos people should shy away from?
  • What are some red flags that you may be dealing with a commercial breeder/puppy mill?
  • When it comes to working with a reputable breeder, what should you look for in terms of their contracts and health testing requirements?
  • Are there significant differences in temperament between a purebred and a mixed breed?
  • How reliable are pet DNA tests? Would a DNA test help identify breed traits that can affect health, nutrition, behavior/training and exercise decisions?

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Embrace Policy Perk: VetLIVE

vetliveHave questions about your pet's health? Embrace policy holders can have them answered by a licensed U.S. veterinarian for FREE!

Embrace has partnered with VetLIVE since 2012 to offer our policy holders the piece of mind that comes with 24/7 access to reliable veterinary advice. It's simple for active Embrace policy holders to access VetLIVE's staff of on-call veterinarians via our website and 95% of questions are answered within 15 minutes.

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Guest Post: Pure Bred vs Mixed Breed Dogs

Purebred dogSo you want to get a new dog. (But, you are not going to get them for Christmas, right? Right?). Where do you get one? Pets stores? No! Most of the pet store get dogs from puppy mills. Puppy mills are puppy factories with horrid conditions. In the past, Missouri and Kansas were the worst, but the Buckeye state now leads in the number of puppy mills. Surprisingly, the Amish and Mennonite communities of Holmes County, Ohio and surrounding communities are the epicenter of this trade. The Amish view animals in a different light than we “English” do, viewing them as beasts of burden, an instrument to make a living. Sad to us, but true. On the other hand, the pet stores, they know better. Shame on them.

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December's Theme is Mixed Breed vs. Purebred Pets

Purebred dogThe fact that our pets seem to snuggle up a little tighter on cold and snowy evenings can make the winter weather just a bit more enjoyable, don’t you think? Whether you’ve got a Maine Coon nestled up in your lap or a Mastiff warming your feet, the short days feel a bit more cozy with a pet (or two or three) close by. While you’re pinned to the sofa by a lap pal, we’ll be serving you a little food for thought. We’ve tasked Dr. Riggs and Dr. Patrick Mahaney with weighing in on our this month's discussion: mixed breed versus purebred pets. Keep your e-reader, phone, or laptop handy so you can read up and listen in without disturbing your snuggle buddy.

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