February 28, 2012
UPDATE: looks like things are fixed now. Let us know if you are having trouble calling in (via email of course :) )
The hamsters are working overtime behind the scenes checking every connection and we'll be up as soon as possible. In the meantime, I think the cat has found the problem...
February 27, 2012
Nicole Fende helps her business clients reach their profit goals and learn how to effectively and enjoyably run the financial side of their business. She tell us here how she discovered that one small cat can become a costly member of the family, one that sneaks up on you and your finances one vet visit at a time.
Meet Chewbacca, the most expensive cat I’ve ever owned (or will own!). Chewbacca, or Chewie as we usually call him, was adopted as a kitten from a feral cat rescue organization. As responsible pet owners we did everything we thought we were supposed to do.
February 22, 2012
I don't normally stray too much from pet health and pet insurance discussions in this blog, but since I passionately believe business leaders need to understand the financials of their businesses to be successful, I don't mind the sidebar in this case.
Nicole Fende helps small businesses reach their profit goals and learn how to effectively and enjoyably run the financial side of their business. Nicole also happens to be an actuary and we met when she recruited me to talk in a webinar and then panel discussion on how actuaries can follow the Society of Actuaries Code of Conduct when changing actuarial careers (I know, riveting stuff, but we were the most lively panel at the AGM - we know how to have fun)
February 20, 2012
If you had been able to listen to Dr Patrick's and my podcast on pet dental health questions, you would have heard us answering Arthur's question about his dog Pancho:
Arthur R asks "My Embraced dog, Pancho, has a small mouth and does not like having his teeth brushed. No matter how I try, he squirms and twists his way out of daily brushing. How can I get
him to look forward to daily dental hygiene?"
In Patrick's answer, we challenged Arthur to try out some of Patrick's suggestions, perhaps with a video or two for the before and after effect and he took the challenge.
February 15, 2012
Continuing our focus on Pet Dental Health Month, here's a claim for Corona, a 6 year old Golden Retriever living in Blackwood NJ, who cracked some of his teeth. Note that dental accidents are covered in the basic accident and illness policy. Dental illness is covered in the optional Dental Rewards coverage.
I don't know exactly how the accident happened, but poor Corona was also treated for anxiety as well. Poor pup, I hope the anxiety didn't cause the broken teeth.
|DATE ||ITEM ||BILLED AMOUNT ||COVERAGE TYPE ||COVERED CHARGES |
|10/18/2011 ||Emer Exam ||$126.00 ||AC ||$126.00 |
|10/18/2011 ||Buprenorphine Inj ||$31.91 ||AC ||$31.91 |
|10/18/2011 ||Rimadyl x 20 ||$42.10 ||PD ||$42.10 |
|10/18/2011 ||Cephalexin x 20 ||$20.75 ||PD ||$20.75 |
|10/18/2011 ||Tramadol x 32 ||$20.75 ||PD ||$20.75 |
|10/18/2011 ||Fluids Set Up ||$104.75 ||AC ||$104.75 |
|10/18/2011 ||CBC ||$72.40 ||AC ||$72.40 |
|10/18/2011 ||Health Profile ||$140.80 ||AC ||$140.80 |
|10/18/2011 ||Lytes Panel ||$65.60 ||AC ||$65.60 |
|10/19/2011 ||Cefazolin Inj ||$22.75 ||AC ||$22.75 |
|10/19/2011 ||Valium Inj ||$22.75 ||AC ||$22.75 |
|10/19/2011 ||Propofol Inj ||$25.16 ||AC ||$25.16 |
|10/19/2011 ||Anes- Inhalant ||$239.25 ||AC ||$239.25 |
|10/19/2011 ||Teeth Extractions ||$200.00 ||AC ||$200.00 |
|10/21/2011 ||Exam-Follow Up ||$33.00 ||AC ||$33.00 |
|10/21/2011 ||Fluoxetine x 90 ||$15.99 ||PD ||$15.99 |
|10/21/2011 ||Discount ||($69.70) || ||($69.70) |
|10/21/2011 ||Tax ||$5.85 || ||$5.85 |
|Total || ||$1,120.11 || ||$1,120.11 |
Corona pays a monthly premium of $26.90 for a $500 annual deductible (that had already been met from prior claims), a $5,000 annual maximum, an 80% reimbursement percentage and prescription drug (PD) coverage so the payout went like this: