Personalize Your Policy

Why Is a Personalized Plan Better?

Because you get to choose what your premium is by adjusting the details of your policy. A personalized policy helps you get affordable pet insurance without sacrificing coverage.

For example, one of the best ways to keep your premium low but still provide maximum protection is to choose a policy with a high deductible and a high annual maximum. So if you choose a $500 deductible with a $10,000 maximum, you have excellent catastrophic pet insurance that won't pay for the small incidents but is there to really protect you from the big stuff.

On the other hand, if you're a student or a senior on a budget and you want to minimize your out-of-pocket costs then you can modify your pet insurance policy to have a lower deductible and a lower co-pay. And it's easy to do.

What Can I Personalize?

The short answer is: lots! You can personalize your:

  • Annual Maximum: Choose from $5,000, $10,000, or $15,000 per year
  • Annual Deductible: Choose from $100, $200, $300, $500 or $1000 per year
  • Reimbursement: Choose from 65%, 80%, or 90% per visit
  • Rx Drug Coverage: Choose whether you want this or not

Each pet on your policy can have a different maximum, deductible, and rate of reimbursement. For example, if you have a young, healthy dog and an older, indoor cat then you could adjust policy details for each pet to get just the right amount of protection.

In addition to your insurance plan you can choose to add:

  • Wellness Rewards: to help with annual check-ups, vaccines, flea & tick medications, teeth cleaning, and more  

Wellness Rewards is not insurance, but more like flexible a health savings accounts that you can add to any pet insurance policy.

Do I Sacrifice Coverage When I Personalize?

No way. The Embrace plan is among the most comprehensive around and you do not sacrifice anything by personalizing.

Read more about our comprehensive coverage.