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Embrace Pet Insurance Plans Cover Chronic Conditions

We designed Embrace pet insurance with chronic conditions in mind. Your policy automatically includes Continuing Care, you can rest easy knowing that you're covered.

What Is Continuing Care Coverage?

Continuing Care Coverage reimburses you for treatment of an accident or illness that first showed up in a prior period of insurance. In other words, it protects your pet against chronic illnesses or problems that last more than 12 months, including allergies, diabetes, thyroid imbalances, and osteoarthritis, to name a few.

Is Embrace's Continuing Care Coverage Optional?

No, it is included in your coverage automatically. We highlight it because other pet insurance companies policies may not cover continuing care and you need to know about that. Policies that cover chronic conditions generally cost more but they give your pet the broadest protection available against long-term conditions.

Continuing Care Reimbursement Limit

The maximum reimbursement you can receive in any given year for chronic conditions is 25% of your policy maximum. For example, if you choose $10,000 as your annual maximum then your continuing care coverage provides up to $2,500 (25% x $10,000) of protection against any chronic conditions for which your pet required treatment.