Get Continuing Care to Treat Chronic Illnesses
We designed Embrace pet insurance with chronic conditions in mind. As long as you select optional continuing care coverage with your policy, you can rest easy knowing that you're covered.
What Is Continuing Care Coverage?
Continuing Care Coverage reimburses you for treatment of an accident or illness that first showed up in a prior period of insurance. In other words, it protects your pet against chronic illnesses or problems that last more than 12 months, including allergies, diabetes, thyroid imbalances, and osteoarthritis, to name a few.
Is Embrace's Continuing Care Coverage Optional?
Yes. You are under no obligation to purchase this coverage. However if you choose not to add this coverage to your policy initially then you may not be able to add it on later.
We strongly recommend that every pet parent add Continuing Care because it gives your pet the broadest protection available against long-term conditions.
Does Continuing Care Coverage Cost Extra?
Yes, there is an additional cost that varies depending on a few things. Read more about how your premiums are calculated.
Continuing Care Reimbursement Limit
The maximum reimbursement you can receive in any given year for chronic conditions is 25% of your policy maximum. For example, if you choose $10,000 as your annual maximum then your continuing care coverage provides up to $2,500 (25% x $10,000) of protection against any chronic conditions that your pet required treatment for.