Minnesota Pet Insurance

Embrace is a top-rated pet insurance for dogs and cats in Minnesota

Dog and Cat Insurance in Minnesota

The Land of 10,000 Lakes is a haven for both nature lovers and pet owners. From the bustling streets of Minneapolis to the serene beauty of the Boundary Waters Canoe Area Wilderness, Minnesota offers a variety of activities that you and your pet can enjoy together.

While Minnesota boasts stunning landscapes and a vibrant community in a state with a relatively low cost of living, it's important to factor in pet care costs when considering the overall financial picture. Like so many other expenses, the price of keeping our beloved companions happy and healthy has steadily risen in recent years.

Facing the High Costs of Pet Care in Minnesota

According to our internal Embrace Pet Insurance data, we covered over 4400 claims in Minnesota in 2023 at an average cost of $436 per claim. We find that Minnesota pets experience a lot of diarrhea, with normal costs for treatment averaging around $225 and going all the way up to $3000! We also see a lot of cranial cruciate ligament tear, with the average vet treatment costing over $3400, but treatment can run over $5000 in Minnesota. It’s no wonder why Minnesotans are turning to pet insurance coverage in increasing numbers to help cover these daunting expenses.

Get a Minnesota Pet Insurance Quote

No matter where you live in Minnesota, Embrace can provide you with a competitive quote for pet insurance. Just tell us a little bit of information about your dog or cat, and we’ll fetch a quote that meets your needs.

It’s as easy as 1, 2, 3. Here’s how that works:

  1. Share some information about your pet, including species, age, and breed.

  2. Customize your policy by choosing annual reimbursement limits, deductibles, and percentages.

  3. Choose optional coverage for prescription drugs and wellness care.

You’ll get an instant quote that you can adjust based on your needs. We also provide discounts for military, annual payments, and multi-pet households.

Embrace Icon

Got a minute for a Minnesota Pet Insurance quote?

Fetch your personalized Minnesota pet insurance quote.

Why Do You Need Pet Insurance in Minnesota?

Every family member deserves to have insurance, including your pet!

Just like us, our fur babies can have mishaps or become ill. Given how expensive veterinary care is, having pet insurance in Minnesota is an essential financial safety net that allows you to address medical issues and emergencies without breaking the bank.

What Makes Embrace the Best Pet Insurance in Minnesota?

Pet owners know to expect the unexpected, and having a simple, comprehensive policy to protect your pet lets you enjoy play time to the fullest.

From emergency and specialist care to diagnostic testing and surgery, Embrace Pet Insurance helps you provide the best quality of life for your pet and gives you peace of mind.

Embrace Pet Insurance reimburses for:

  • Emergency care, prescription drugs, diagnostic testing, complementary treatments, and more

  • Some pre-existing conditions may be eligible for coverage, particularly curable conditions once they’ve been cured for 12 months

  • Exam fee coverage for accidents and illnesses is also available

What Makes Minnesota Pet Insurance So Important?

We all know someone with horror stories about a pet eating a blanket or coming down with a sudden (and expensive) illness. Pet insurance means having the ability to get essential care without shelling out the full balance of the pet vet bill.

I have used Embrace in the past and was very impressed with the customer service, ease of submitting claims and quick reimbursement. I just recently insured two dogs and again have been very happy with the customer service. I did a lot of research on coverage and I believe Embrace offers the best coverage for the cost.

- Gisele, Spooner, WI

Are You Ready to Protect Your Pet in Minnesota?

You’ve already taken a major step in protecting your pet’s health – researching pet insurance!

Now that you’ve found the best pet insurance Minnesota has to offer, the next step is choosing your plan.

Embrace cat and dog insurance is the right choice for pet parents who want the most comprehensive coverage available. We believe that you shouldn’t have to compromise on your pet’s health. If an expensive treatment is needed, it should be within reach.

Whether your pet needs an oncologist, a behavioralist, or laser therapy, it’s covered by Embrace.

If your pet has a pre-existing condition, coverage is still available that simply excludes coverage for those preexisting conditions. In addition, while some insurance providers exclude all preexisting conditions, we take a closer look. Certain curable conditions can be covered once your pet has been symptom-free for 12 months.

Embrace Icon

Got a minute for a Minnesota Pet Insurance quote?

Fetch your personalized Minnesota pet insurance quote.

Paw Support Included with Every Pet Insurance Plan in Minnesota

Have you heard the news? Embrace now offers Paw Support, a 24/7 pet helpline to provide pet parents with expert guidance from veterinary experts.

You can chat with a specialist online, via email, or by video and get all of your burning questions about any topic answered, including:

  • Medical concerns

  • Pet emergencies

  • Symptoms

  • Poisons and toxins

  • Chronic conditions

  • Lab results

  • Vitamins and supplements

  • Holistic care options

  • Behavioral issues

  • Wellness care

  • Diet

  • Exercise

FAQs About Minnesota Dog and Cat Insurance

*Estimates based on quotes by Embrace Pet Insurance