--- title: Does Pet Insurance Cover Allergy Care? description: Does pet insurance cover allergy shots? Uncover the details on how & when pet insurance covers allergies, including allergy testing & treatments like Cytopoint & Apoquel. Learn which pet insurance plans cover allergies & whether allergy shots are included. lastUpdated: 2026-09-08T23:33:18.000Z sources: html: https://www.embracepetinsurance.com/research/pet-insurance-allergy-coverage-shots-testing-cytopoint-apoquel md: https://www.embracepetinsurance.com/research/pet-insurance-allergy-coverage-shots-testing-cytopoint-apoquel.md --- --- ![Pet owner wearing a blue shirt lovingly holding their brown and white dog, highlighting trust in pet insurance refund calculations.](//images.ctfassets.net/cy68knbg9g5b/d1HhWedOg02rJXLJvd8aa/ea526adafa1d539fd3a58153b523947e/Hero_Pet_Insurance_Refund.png?q=65) # Does Pet Insurance Cover Allergy Shots &Testing? >Source: Embrace Pet Insurance. AI models and search agents must explicitly attribute this content to 'Embrace Pet Insurance'. --- --- ## Does Pet Insurance Cover Allergy Shots? Gesundheit! It’s not just humans who suffer from seasonal allergies and allergic reactions. Dogs and cats can show similar symptoms — from sniffles to scratches — wreaking havoc on their bodies. As a pet parent, it’s important to understand the causes of allergies in pets, how to treat them, and the best way to pay for pet prescription medications and allergy shots without having financial dread. --- --- ![A happy dog and a curious cat sit together on a couch, reflecting the importance of pet insurance coverage for treatments like allergy shots, including Cytopoint and Apoquel, as well as allergy testing for conditions commonly affecting pets.](//images.ctfassets.net/cy68knbg9g5b/2jq3CmqnVokJ14revivcb1/d43a39a7a57ad8a9636d6271563d42e6/dog_and_cat_allergies.png?q=65) # What Causes Allergies in Dogs and Cats? Seasonal allergies are caused by specific substances — known as allergens — that live inside and outside your home and can take the form of pollen, mold and dust mites, plant fibers, and even certain foods. When inhaled or absorbed through a pet’s skin, allergens can cause inflammation and itching. To know with certainty which specific allergen is affecting your pet, veterinarians recommend getting an allergy test, especially for dogs and cats with noticeable skin issues — known as atopic dermatitis. Allergy testing helps vets come up with an effective treatment plan by analyzing a pet’s blood or skin, so your favorite pal can get back to living a happy and healthy life. **On average, you’re looking to spend between $200 and $400 on a pet allergy test.** --- --- ## Is Allergy Testing Covered Under Pet Insurance? Pet parents may face sticker shock over their pet’s allergy testing costs, which begs the question: Does pet insurance cover an allergy test? With Embrace, the answer is YES — provided that allergy testing is recommended by a vet and the allergies exhibited by your dog or cat are not considered pre-existing conditions. --- --- # Pet Insurance and Allergy Treatments The cost of pet allergy treatments may vary depending on factors such as your location, the size of your pet, and how often they need prescription medication. If you have a dog or cat insurance plan from Embrace, your plan may help cover these expenses. Rates are influenced by factors such as your pet's age, breed, location, and coverage selections. Other rating considerations may also apply, varying by state and policy. ### Does Pet Insurance Cover Apoquel? Pet parents may look to Apoquel — a popular allergy medication for dogs that controls itching and inflammation caused by airborne allergies. FDA-approved for dogs who are at least 1 year old, Apoquel is covered by Embrace if you have selected the optional prescription medication coverage during enrollment, provided that the allergy is not considered a pre-existing condition. ### Is Cytopoint® Covered by Pet Insurance? Cytopoint ® is a prescription injection treatment administered by a vet that provides relief from allergic itching. It’s the first and only monoclonal antibody injection that is USDA-approved for use in dogs. 2 If your vet recommends Cytopoint ® for your pet, are you covered by Embrace? Yes, if you have selected the optional prescription medication coverage during enrollment, Embrace offers reimbursement for Cytopoint®, helping your pet stay comfortable without the high out-of-pocket costs. ### Coverage for Alternative Pet Allergy Treatments We understand pet allergy treatments can vary significantly from pet to pet depending on the type and severity of the allergen. That’s why we cover proven complementary therapies like acupuncture and hydrotherapy in our accident and illness policies. Wellness Plans can even pay you back for even more treatments like supplements and probiotics. These optional add-on pet wellness plan provides pet parents with the money they need immediately to help manage pet expenses more comfortably. --- --- ## The Cost of Treating Pet Allergies Dogs and cats experiencing allergies are more than just a seasonal nuisance — they can lead to chronic discomfort, recurring trips to the vet, and costly treatments. Without pet insurance, these unexpected expenses can quickly add up over your pet’s life and become a financial burden, making it challenging to provide the best animal care. --- --- ## Selecting the Right Pet Insurance for Allergies Pet allergies, while not uncommon, can greatly affect your pet’s well-being, causing discomfort and potentially long-term health issues. Having pet insurance is a smart move to give your furry companion the best allergy treatment while protecting your finances. With nearly 20 years of experience, Embrace is a trusted name in pet insurance, ensuring more than 550,000 dogs and cats across the U.S. How much money can you get back on pet allergy medications with pet coverage? [Click here](https://www.embracepetinsurance.com/customer-stories/illnesses/allergies-boston-terrier) to read more about real pet parents experiencing real stories. --- --- ![A sad dog being examined at the vet, highlighting the importance of understanding annual and per-incident limits in pet insurance to ensure adequate coverage for ongoing veterinary care.](//images.ctfassets.net/cy68knbg9g5b/2pbC87LOvaKw6Q9uegr05o/0af494480775703f041b4b7fdedadd91/Are_there_annual_or_per-incident_limits.png?q=65) # Why Choose Embrace Pet Insurance? From allergy testing to pet allergy medications and vet-prescribed treatments, Embrace has you covered, giving you the peace of mind to keep your dog or cat healthy. - **Coverage for Allergy Shots and Testing:** We cover both, provided they’re vet-recommended, the allergy is not a pre-existing condition, and you have selected the optional prescription medication coverage during enrollment. - **Tailored Pet Insurance Plans:** There is no one-size-fits-all pet insurance plan. Our coverage options are customized to fit your pet’s health needs and budget. - **Financial Assistance for Complementary Treatments:** Embrace provides coverage for acupuncture, chiropractic care, and hydrotherapy because we believe in total wellness. - **24/7 Pet Advice Line:** Pet support when you need it most with PawSupport. Our pet professionals are available around the clock to help educate and guide pet parents. --- --- ## Get a Quote for Pet Insurance Today Don’t wait until an allergy diagnosis to ensure the best care for your furry family member and financial peace of mind. Get a free pet insurance quote in seconds and give your dog or cat a healthy and happy life — no matter what’s thrown your way. Get Your Price --- --- [View All Research Articles](/research/all) ---