---
title: How Can I Add or Change Wellness Rewards Through MyEmbrace? | Embrace Pet Insurance Help Center
description: Embrace offers personalized, affordable pet insurance for dogs & cats with up to 90% back at any vet. Add a wellness plan for total protection. Get a free quote for your pet's customized policy.
lastUpdated: 2025-10-02T19:06:14.000Z
sources:
  html: https://www.embracepetinsurance.com/help/article/how-can-i-add-or-change-wellness-rewards-through-myembrace
  md: https://www.embracepetinsurance.com/help/article/how-can-i-add-or-change-wellness-rewards-through-myembrace.md
---

---

# How can we help?

Search Search

---

[Help Hub](/help)
![Chevron Right](-)
[Wellness Rewards](/help/category/wellness-rewards)
![Chevron Right](-)
[How Can I Add or Change Wellness Rewards Through MyEmbrace?](/help/article/how-can-i-add-or-change-wellness-rewards-through-myembrace)
<!-- <main> -->
# **How Can I Add or Change Wellness Rewards Through MyEmbrace?**

How to add or change Wellness Rewards in your MyEmbrace customer account.



## When to Add Wellness Rewards to Your Policy

You can add or change [Wellness Rewards](https://www.embracepetinsurance.com/help/article/what-is-embrace-s-wellness-rewards) at any time during your policy year.

## How Wellness Rewards is Charged

- Wellness Rewards shows as a separate charge from your insurance premium
- You will be charged on the same date as your insurance premium each month

## Adding Wellness Rewards Via MyEmbrace

1. Log in to [MyEmbrace](https://my.embracepetinsurance.com/) and select **Change Coverage** from the **Quick Links** menu

![Step 1 of Adding Wellness Rewards via MyEmbrace is to Login to MyEmbrace and select Change Coverage found in the left side from the Quick Links menu.](//images.ctfassets.net/cy68knbg9g5b/26Ac9xY6SC9QSkI5lhSVs/8920243f7f4659bcf47556a6e6743bf8/Chane_Coverage_Policy_Overview.jpg?w=804)
2. If you have more than one pet on the policy, select **Change Coverage** for the pet you'd like to adjust

![Select Change Coverage for the pet you'd like to adjust if you have more than one pet](//images.ctfassets.net/cy68knbg9g5b/7ASLScmiuGSvC7DlO1qFX8/344fc8c860aa4b606636fed158916dc8/2-_Coverage_Summary.jpg?w=804)
**Note:** If your policy is up for renewal, you will be redirected to a page that will ask you if you want to make changes to your current policy or as of your [renewal](https://www.embracepetinsurance.com/help/article/what-is-the-process-for-renewing-an-embrace-policy).

- By selecting **Update Renewal Policy**, changes won't take effect until your renewal date
- By selecting **Update Current Policy**, changes will take effect at 12:01 am ET the following day

![Select Update Renewal Policy or Update Current Policy depending on what you need.](//images.ctfassets.net/cy68knbg9g5b/246QE9fuCvciahL8oiiIH8/7dc515f0af92d412f1cfa892f270f1c2/2-_Cont.__1_.jpg?w=804)
3. The coverage options that are available to your pet are displayed on this page and you’ll see the new premium associated with the changes you make

Scroll to **Add Wellness Rewards for Routine Care**

- Your current coverage is labeled **Current** so you will be able to compare while making changes
- Choose your preferred annual Wellness Rewards limit from the available options
You can only add or increase Wellness Rewards via [MyEmbrace](https://my.embracepetinsurance.com/). If you would like to decrease or remove Wellness Rewards, please [contact us](https://www.embracepetinsurance.com/contact-us).

**Note:** Adding or increasing Wellness Rewards requires [back-payments](https://www.embracepetinsurance.com/help/article/what-is-the-process-for-wellness-back-payment) for all months to the start of your current policy period. The back-payments will be evenly distributed across the remainder of your policy year. Because Wellness Rewards is a non-insurance benefit, it is not prorated. If you would rather add Wellness Rewards at your renewal, please [contact us](https://www.embracepetinsurance.com/contact-us).

Select **Review Plan**

![Scroll down the page to Add Wellness Rewards for Routine Care, then Select Review Plan](//images.ctfassets.net/cy68knbg9g5b/6guOpzITyQzHW64nb4Kz6Y/b049d3fc693e7a31163e4dd730e38fa8/3-_Choose_a_Plan__2_.jpg?w=804)
4. Your pet’s updated cost is displayed here, including insurance premium and the Wellness Rewards amount

Select **Next**

![You can see your pet's updated cost in the image including insurance premium and the Wellness Rewards amount.](//images.ctfassets.net/cy68knbg9g5b/7zFxmHdfpU9FsPYrLWKcnA/373cf1b1c71a0a9d96cd053273b293e8/4-_Coverage_Summary__2_.jpg?w=804)
5. Review changes, including totals or credits due. You must check the box indicating that you have read all required documentation and agree to our terms and conditions before moving forward

Select **Finalize Changes**

![After you have reviewed the changes. including totals or credits due, check the box to agree that you have read all the required documentatation and that you agree to the terms and conditions. Finally, select finalize changes.](//images.ctfassets.net/cy68knbg9g5b/2gIwNuiow6YMmOc13Ld2Qn/e9965b6aa933eb6a5da86afa12959faf/5-_Finalize_Changes__1_.jpg?w=804)
6. You will be directed to your confirmation page that provides links to all policy documents, a summary of your plan updates, your new premium, and totals or credits due. Any totals or credits due will be applied to your payment method on file

## Reasons You're Unable to Add or Change Wellness Rewards Via MyEmbrace

- A change has been made to your policy within the last 24 hours
- A change has been made since your renewal was created
- You are within 5 days of your renewal date
- Any pet on your policy has Accident Only coverage
- Wellness Rewards may only be edited one per policy year
If any of these scenarios apply to you or you're having trouble changing your coverage, please [contact us](https://www.embracepetinsurance.com/contact-us).



Pet Health Insurance is administered by Embrace Pet Insurance Agency, LLC (Lic. No 0G89328) and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8) and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Discounts may vary and are subject to change. For full terms and conditions, visit https://www.embracepetinsurance.com/coverage/embrace-terms .

Premiums are based on the current age of your pet. Premium may increase due to the age of your pet at renewal. Initial premiums may be impacted by the species or breed of your pet. Premium may change based on your home address.

Wellness Rewards is marketed and administered by Embrace Pet Insurance Agency, LLC. It is NOT INSURANCE and is not a regulated benefit. It is offered as an optional wellness membership plan. Your use of Wellness Rewards is based on an annual maximum. Your use of Wellness Rewards may result in liability for outstanding fees if you terminate your membership before the expiration of the 12-month membership period. Wellness Rewards is not available in RI. For full terms, visit https://www.embracepetinsurance.com/wellness-rewards-terms-of-service (c) 2025 American Modern Insurance Group, Inc.


<!-- </main> -->

---

## Still Have Questions?

Get in touch with our Insurance and Claims Experts

##### Customer Care

Monday - Friday: 9 am - 8pm ET

Saturday: 10 am - 2pm ET

Phone: (855) 540-2104*

Fax: (800) 238-1042

##### Policy Quotes & Purchase

Monday - Friday: 9 am - 8 pm ET

Saturday: 10 am - 4 pm ET

Phone: (855) 540-0591



---

---

### Ready to protect your furry friend?

Call [(800) 779-1539](tel:8007791539)

Get a Quote

---