---
title: Flea, Tick &amp; Heartworm Preventative Pet Insurance Claim
description: Flea, Tick and Heartworm preventative can be expensive. Embrace Wellness Rewards reimburses you for flea, tick and heartworm medication for your pet.
lastUpdated: 2025-10-02T19:06:10.000Z
sources:
  html: https://www.embracepetinsurance.com/coverage/routine-care-flea-tick-heartworm
  md: https://www.embracepetinsurance.com/coverage/routine-care-flea-tick-heartworm.md
---

# Pearl and Shiner's Story

![A Golden Retriever posing on his backyard is on top with his flea, tick, and heartworm medications.](//images.ctfassets.net/cy68knbg9g5b/60ruqrVUCEWYJceTh4zlIc/b0fb66a8c89ba1fd923332d10ea8d927/miss-pearl-on-porch_01964ac4-3b05-4427-80ba-b12ca90c6a26.webp?)

### Vet Bill: $329

#### Background

Pearl and Shiner are two lovely [Golden Retrievers](https://www.embracepetinsurance.com/dog-breeds/golden-retriever-pet-insurance) from [Seguin, Texas](https://www.embracepetinsurance.com/state/pet-insurance-texas-tx). Down in the heart of Texas, dogs need preventative treatment for parasites like fleas, ticks and heartworm. Fortunately, their pet parent enrolled them both in Embrace Wellness Rewards to save on their preventative care.

Pearl and Shiner had $329.01 in veterinary bills for their flea, tick, and heartworm prevention (Comfortis for flea and tick, Interceptor for heartworm). [Embrace Wellness Rewards](https://www.embracepetinsurance.com/coverage/wellness-rewards) has no deductible or co-pay so, having the Plus plan with a $400 annual allowance, they were reimbursed $329.01 with room to spare. They'll still have money coming back when one of them needs vaccinations or a dental cleaning. We're glad that we could help Pearl and Shiner stay healthy and parasite free so that they can enjoy the long Texan summers.

#### Pearl and Shiner's parent, AJ, has an update:

"I have to say I am thrilled with Embrace since I switched. To date, I have fortunately only had wellness claims but they are handled so quickly it's amazing. I love the personalization you have established with e-mails keeping me up to date with claim status. I feel really secure knowing I can provide both of my pets which are like children, the care they need and not have to withhold anything due to being afraid of expense. It's a very nice feeling."

## Pearl and Shiner's Claim Refund

| **Claim Details** | **Amount** |
| --- | --- |
| Actual Vet Bill | $329.01 |
| Covered Charges | $329.01 |
| Total Embrace Reimbursement | $329.01 |
Pearl and Shiner have Wellness Rewards providing them with an annual allowance of $400 toward routine care costs.