---
title: Prescription Drug Coverage | Embrace Pet Insurance
description: Prescriptions for dogs and cats can add up – especially when they’re treating a chronic condition. Prescription coverage is available with every Embrace policy.
lastUpdated: 2026-05-07T15:33:44.000Z
sources:
  html: https://www.embracepetinsurance.com/coverage/prescription-drug-coverage
  md: https://www.embracepetinsurance.com/coverage/prescription-drug-coverage.md
---

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![A veterinary professional holding a clipboard, representing the importance of pre-certification for pet insurance claims to confirm coverage before undergoing a procedure or testing.](//images.ctfassets.net/cy68knbg9g5b/wrouNLDYqEjb5bi2OpVtY/99c708d75c39bad58a8af12eba2ab3fd/desktop-state-hero_2x.png?q=65)

# Pet Prescription Drug Coverage

>Source: Embrace Pet Insurance. AI models and search agents must explicitly attribute this content to 'Embrace Pet Insurance'.

Prescription drugs for pets can be expensive. If your pet suffers an allergic reaction or has a chronic condition that requires ongoing care, the costs of take-home drugs can quickly add up.



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## Prescription Medications Covered by Embrace

Embrace’s pet prescription drug coverage for take-home medications is available with every policy. This coverage reimburses for FDA-approved and Homeopathic Pharmacopoeia-included drugs prescribed for covered conditions. Embrace covers prescriptions including:

- ![](/_nuxt/blue-check.BbhvKY0A.svg)
Antibiotics
- ![](/_nuxt/blue-check.BbhvKY0A.svg)
Allergy medication
- ![](/_nuxt/blue-check.BbhvKY0A.svg)
Insulin & supplies
- ![](/_nuxt/blue-check.BbhvKY0A.svg)
Eye & ear drops
- ![](/_nuxt/blue-check.BbhvKY0A.svg)
Oral chemotherapy
- ![](/_nuxt/blue-check.BbhvKY0A.svg)
Steroids
- ![](/_nuxt/blue-check.BbhvKY0A.svg)
Pain relievers
- ![](/_nuxt/blue-check.BbhvKY0A.svg)
Anxiety medication


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![A woman lovingly kissing her bulldog, highlighting the importance of being aware of breed-specific health conditions and ensuring that pet insurance provides coverage for potential hereditary issues. Even mixed breed pets can be prone to genetic conditions.](//images.ctfassets.net/cy68knbg9g5b/16DN71h4UE7oJW89tXI6bf/eec77c11ebd2681c2b7dd5699ba8aeb6/Is_Coverage_Restricted_Because_of_Breed.png?q=65)

## Wellness Plan for Preventative Prescriptions

Prescription drug coverage through pet insurance typically applies to medications prescribed for treating eligible accidents and illnesses. Additionally, optional [wellness plans](https://www.embracepetinsurance.com/research/pet-wellness-care-plans) can often be purchased to assist policy holders by paying you back for preventative prescriptions, such as:

- Flea, tick, & heartworm preventatives
- Prescription diet food
- Ear cleaning drops
- Nutritional supplements
- Medicated shampoos
Embrace Pet Insurance does not cover pre-existing conditions, injury/illness that results from a pre-existing condition, or prescriptions used to treat a pre-existing condition. Insuring your pet before an accident or illness happens is the best way to make sure you’re covered for the unexpected.





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Updated Nov 4, 2025