---
title: Pneumonia Pet Insurance Claim
description: Pneumonia can be expensive to treat. Embrace Pet Insurance can help.
lastUpdated: 2025-10-02T19:06:18.000Z
sources:
  html: https://www.embracepetinsurance.com/coverage/pneumonia-great-dane
  md: https://www.embracepetinsurance.com/coverage/pneumonia-great-dane.md
---

# Heimdall's Story

![A white great dane afflicted with bacterial pneumonia is laying on a grass as seen in the image.](//images.ctfassets.net/cy68knbg9g5b/2846UDYJlKJSu60n5nxayo/62a7f7d66015c4493d94524a156d7298/heimdall-great-dane_160f3627-5d5e-4d7b-9b7b-574bcf8d4e95.webp?)
Heimdall the Great Dane has a hacking cough.

### Vet Bill: $13,137

#### Background

Heimdall's owner noticed he had labored breathing and was coughing a lot so he decided to get him checked out. His veterinarian diagnosed him with bacterial pneumonia and his treatments and several relapses, including visits to the veterinary ER, would continue for months.

It was a very tough and scary road and we were all keeping our fingers crossed that Heimdall would make a complete recovery, which he eventually did.

## Heimdall's Claim Refund

| **Claim Details** | **Amount** |
| --- | --- |
| Actual Vet Bill | $13,137.03 |
| Covered Charges | $13,137.03 |
| Copay | $1,313.70 |
| Total Embrace Reimbursement | $10,000.00 |