---
title: Dog Ate Clothing Pet Insurance Claim
description: Foreign Body Ingestion may require surgery and could be expensive to treat. Embrace Pet Insurance can help.
lastUpdated: 2025-10-02T19:06:22.000Z
sources:
  html: https://www.embracepetinsurance.com/coverage/foreign-body-ingestion-clothing
  md: https://www.embracepetinsurance.com/coverage/foreign-body-ingestion-clothing.md
---

# Ozzie's Story

![A mixed-breed dog, posing against a leafy background with a wide smile, wearing a black collar and leash, was taken to the vet hospital after developing a habit of snacking on clothing.](//images.ctfassets.net/cy68knbg9g5b/5AvRg45JwRdN9jCTL6zBia/d74c24796e96b28bf1993ceec1189bba/ozzie-mixed-breed.webp?)
Ozzie's clothing snack lands him in the hospital.

### Vet Bill: $2,407

#### Background

Three-year-old Ozzie is like many dogs and could not resist scrounging in the dirty laundry basket. His pet parents first noticed that Ozzie didn't seem himself and was unable to hold down any food or water. He had a bad habit of swallowing socks, toys, underwear, and anything else he could get his chompers on so they monitored him carefully.

Ozzie's indiscretion landed him at the veterinary ER, where X-rays showed that the unmentionables were causing an obstruction. The situation went from comical to crisis very quickly and emergency surgery was required. Ozzie thankfully made a full recovery.

## Ozzie's Claim Refund

| **Claim Details** | **Amount** |
| --- | --- |
| Actual Vet Bill | $2,406.51 |
| Covered Charges | $2,406.51 |
| Annual Deductible | $500.00 |
| Copay | $191.65 |
| Total Embrace Reimbursement | $1,715.86 |