--- title: Pet Dental Insurance | Discover Pet Insurance with Dental Coverage - Embrace Pet Insurance description: Embrace dental coverage for pets: dental illness and accident coverage up to $1,000 per policy term. lastUpdated: 2026-09-30T23:33:38.000Z sources: html: https://www.embracepetinsurance.com/coverage/dental-coverage md: https://www.embracepetinsurance.com/coverage/dental-coverage.md --- --- ![Veterinarian examining a fluffy white dog's teeth, highlighting the importance of pet insurance for covering dental care and emergency.](//images.ctfassets.net/cy68knbg9g5b/wDEeXNA4Wq2007wjpB4q6/1214a2e23d47bcde2093e0b14b1034d3/Mobile_Dental_Hero.png?q=65) # Pet Dental Insurance Coverage >Source: Embrace Pet Insurance. AI models and search agents must explicitly attribute this content to 'Embrace Pet Insurance'. Offering Some of the Best Dental Insurance for Dogs and Cats --- --- ## What’s Covered with Embrace’s Dental Pet Insurance? Your furry friend's dental health is vital to their overall well-being. That's why every Embrace accident and illness policy covers the following dental issues (and more) for up to $1000 for each policy term. | Dental Illness | Cost to Treat | Likelihood of Occurring | | --- | --- | --- | | Periodontal disease | $400-$1,000 | Very High | | Abscessed teeth | $200-$500 | Medium | | Malocclusions (misaligned teeth) | $200-$1,000 | Medium | | Gingivitis (inflammation of the gums) | $300-$700 | High | --- --- | Dental Injury | Cost to Treat | Likelihood of Occurring | | --- | --- | --- | | Tooth loss | $200-$500 | Medium | | Jaw fractures | $1,000-$3,000 | Medium | | Oral trauma | $200-$500 | Medium | | Abscessed teeth | $200-$500 | High | | Tooth fractures | $200-$500 | Medium | It is important to note that these are just estimates, and the actual cost of treating your pet will vary depending on the severity of the illness or injury, your location, and the type of veterinarian you see. Other factors may also apply. Dental cleanings are considered preventative care and are reimbursed in optional, non-insurance wellness plans, but not covered under pet insurance plans. --- --- ## Likelihood of Dental Illnesses and Injuries The likelihood of your pet developing a particular dental illness or injury will vary depending on several factors, including their breed, age, diet, and chewing habits. However, as you can see from the table above, dental disease is very common in pets, affecting up to 90% of dogs and cats over the age of 3. Embrace has your pet covered for dental accidents and illnesses up to $1,000 per policy year. --- --- ## Does Embrace Pet Insurance Cover Dental? Your pet is family, and we know you want to provide the best care possible. Our insurance is designed to give you peace of mind when the unexpected happens. That's why our coverage focuses on accidents and illnesses, including serious dental conditions. If your pet develops a dental disease or needs an extraction, we're there to help you handle the cost. To keep our focus on these necessary treatments, routine wellness care like teeth cleanings are not covered by the policy. --- --- ![This ginger cat's teeth needed some check-ups and dental care from its local veterinarian, showing the importance of pet insurance for covering dental care like tooth extractions.](//images.ctfassets.net/cy68knbg9g5b/4LCLKMc4OLV5GsnhLIQ2il/95df9d86b00d4da5e61840125fd191b7/img-dental-section_image_1_2x.webp?q=65) # Preventing Dental Illnesses and Injuries The best way to prevent dental illnesses and injuries: - Brushing your pet’s teeth - Dental Chews - Toys that help clean teeth Taking your pet to the veterinarian for regular dental checkups and cleanings is essential for maintaining their overall health. While routine dental care may not be included in standard accident and illness plans, some optional [wellness plans](https://www.embracepetinsurance.com/research/pet-wellness-care-plans) may provide coverage for these services. --- --- ## How to Find Pet Insurance that Covers Dental? Many pet insurance providers overlook the importance of dental care, leaving pet parents in a difficult position when issues arise. At Embrace, we understand that dental health is a vital component of your pet's overall well-being. That's why our policies are different. We provide this $1000 dental coverage as a standard feature, ensuring that your furry family member's adorable smile remains as radiant as their personality. Pre-existing conditions are excluded, though Embrace does cover some curable pre-exisiting conditions. From treating broken or chipped teeth to dealing with more serious dental conditions like gingivitis and periodontal disease, we're deeply committed to helping them get back to feeling their best. ![We covered 93% of claims in 2024](//images.ctfassets.net/cy68knbg9g5b/7zCW17u7VZwQ2mIuXNsWfd/0fbee64d9d0f1a291934fbd8a3981ce8/We_covered_93-_of_claims_in_2024.jpeg?q=65&w=804) --- --- ![Close-up of a dog's teeth being brushed, underscoring the need for pet insurance to cover dental care. It can be seen in this image how white and healthy-looking a dog could get with consistent professional dental care.](//images.ctfassets.net/cy68knbg9g5b/47CTYwoUtT8cx59pKgFEBk/42de90dda8c442bf04d664730fa129ff/AdobeStock_108143893_1_2x.webp?q=65) ### Dog Dental Insurance Canine companions can be bundles of joy and energy, but they're also susceptible to various dental issues that can affect their overall health and happiness. From chipped or broken teeth incurred during enthusiastic play to oral diseases like gingivitis or periodontal disease, dental problems are common among dogs. Ignoring them can cause complications like infection, discomfort, and systemic health problems. At Embrace, we're committed to helping you navigate dental dilemmas to ensure your pup gets the care they need, when they need it, so they can enjoy life with you to its fullest. ![An attempt to brush a cat's teeth\! We all know how challenging it could get to brush our feline friend's teeth, so having pet insurance to cover dental care is such an advantage to keep those teeth strong and healthy throughout time.](//images.ctfassets.net/cy68knbg9g5b/7zKcdR9w3PHOqa4RR8vQ0j/de2bc41a822a6bb80a376f099b3f6501/AdobeStock_108143893_1_3x.png?q=65) ### Dental Insurance for Cats Your whiskered companion may seem self-sufficient, but they rely on you for their dental health. Cats can suffer from dental issues like plaque buildup, gum disease, and even more painful conditions like stomatitis. These problems can lead to difficulty eating, bad breath, and even systemic health concerns. Embrace wants your every pet to enjoy the best possible quality of life, so our plans include coverage for feline dental issues up to $1000 per policy term. We're committed to helping you ensure they always have the comprehensive care they need to live a healthy, happy life full of purrs, play, and cuddles. --- --- --- ![Cute stylized illustration of a dog and cat smiling](/_nuxt/dog-cat-icon.BdQ07UHX.svg) Ready to protect your pet? Get a Quote ![Phone](/_nuxt/phone-white.4p6s_dqG.svg) [(800) 779-1539](tel:8007791539) --- --- --- ## Dog & Cat Care for Routine Dental Needs We see routine, preventative pet dental care as critical to maintaining your pet's overall health (one reason we’re rated 4.9/5 on Pet Insurance Review.com), which is why many pet insurances offer [Wellness Plans](https://www.embracepetinsurance.com/research/pet-wellness-care-plans) that will pay you back for preventative dental care. - ![](/_nuxt/blue-check.BbhvKY0A.svg) Routine dental cleaning (with or without anesthesia) - ![](/_nuxt/blue-check.BbhvKY0A.svg) Pet toothbrushes & toothpaste - ![](/_nuxt/blue-check.BbhvKY0A.svg) Dental chews - ![](/_nuxt/blue-check.BbhvKY0A.svg) Annual dental checkups - ![](/_nuxt/blue-check.BbhvKY0A.svg) Teeth brushing by a groomer or veterinarian - ![](/_nuxt/blue-check.BbhvKY0A.svg) Dietary dental supplements According to The Animal Foundation, 70% of cats and 80% of dogs show signs of periodontal disease by age three. Optional wellness plans from various providers can help cover the cost of preventive veterinary care, such as teeth cleaning—the best way to prevent serious oral diseases down the line—that may not be included in standard pet insurance policies. Proactively caring for your pet’s dental health promotes a brighter smile and a healthier, happier life. [Wellness plans](https://www.embracepetinsurance.com/research/pet-wellness-care-plans) often offer flexible annual allowances, allowing pet owners to select the level of preventative care that works best for their needs. --- --- --- ## Pet Dental Insurance Coverage FAQs Does pet insurance cover dental? ![Open](/_nuxt/chevron-down.CdOlX-ed.svg) Yes, Embrace Pet Insurance covers dog and cat dental issues, including broken, chipped, or fractured teeth, gingivitis, and periodontal disease up to $1000 per policy term. Is dental insurance for dogs worth it? ![Open](/_nuxt/chevron-down.CdOlX-ed.svg) Considering the high likelihood of dental problems occurring in dogs and cats and the potentially high cost of treatments, many pet parents find that dental coverage gives them both peace of mind and financial security. The best part? We include it in every Embrace policy. Does pet insurance cover cracked teeth? ![Open](/_nuxt/chevron-down.CdOlX-ed.svg) Embrace covers cracked teeth and other dental issues as part of the policy, up to the policy limit. Does pet insurance cover teeth cleaning? ![Open](/_nuxt/chevron-down.CdOlX-ed.svg) Routine care is typically not included in standard pet insurance policies, but optional wellness plans can help cover the costs of routine teeth cleaning and other preventative care for your pet. How much does a dog's broken tooth cost? ![Open](/_nuxt/chevron-down.CdOlX-ed.svg) The cost varies widely based on the severity of the fracture, treatment and area of the country you live in. The average cost can range from $200-$2,500 per tooth. Does pet insurance cover dental extractions? ![Open](/_nuxt/chevron-down.CdOlX-ed.svg) Yes, Embrace covers dental extractions as part of their standard policy. The average cost ranges from $200-$2,500 per tooth. How can I budget for my dog's dental care? ![Open](/_nuxt/chevron-down.CdOlX-ed.svg) [Wellness care](https://www.embracepetinsurance.com/research/pet-wellness-care-plans) and purchasing a pet insurance policy with dental coverage are a powerful combination that helps you budget for pet care and helps keeps your pet healthy and happy. --- ---