---
title: Luxating Patella Pet Insurance Claim
description: Luxating patellas are expensive to treat. Embrace Pet Insurance can help.
lastUpdated: 2025-10-02T19:05:52.000Z
sources:
  html: https://www.embracepetinsurance.com/coverage/customer-stories/genetic-conditions/luxating-patella-chihuahua
  md: https://www.embracepetinsurance.com/coverage/customer-stories/genetic-conditions/luxating-patella-chihuahua.md
---

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# Customer Stories



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[Customer Stories](/coverage/customer-stories)
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[Pet Insurance Claims Involving Genetic Conditions Claim Stories](/coverage/customer-stories/genetic-conditions)
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[Luxating Patella](about:blank#)
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# Destino's Story

![This chihuahua named Destino is looking straight at the camera while sitting on top of a brown couch. He has suffered from Luxating Patella after going through an unlucky jump.](//images.ctfassets.net/cy68knbg9g5b/7yXpmUV9m8Uh50T8EqRxdc/85c9471be60f2d4479f654c52c6798c6/destino-chihuahua_ec810816-5cd5-4bb2-9219-7369336ecdfc.webp?)
Destino the Chihuahua mix has an unlucky jump.

### Vet Bill: $1,669

#### Background

Destino became suddenly lame after a jumping down from the couch one day. Afterwards he began to favor his left leg. His veterinarian performed a thorough exam and determined that Destino not only had a grade 3.5 out of 4 patellar luxation in his left knee but a grade 2 out of 4 patellar luxation in the right as well.

Surgical correction of Destino's left leg occurred first, then the right leg two years later. Destino is surely getting around much better after suffering from the [genetic condition](https://www.embracepetinsurance.com/coverage/genetic-breed-specific-conditions)!

## Destino's Claim Refund

| **Claim Details** | **Amount** |
| --- | --- |
| Actual Vet Bill | $1,669.00 |
| Covered Charges | $1,494.00 |
| Annual Deductible | $200.00 |
| Copay | $129.40 |
| Total Embrace Reimbursement | $1,164.60 |



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