---
title: Cat Trapped in Car Engine Pet Insurance Claim
description: This poor cat was caught in a car's engine and suffered a fractured leg. Embrace Pet Insurance covers emergency treatment for accidents like these.
lastUpdated: 2025-10-02T19:05:54.000Z
sources:
  html: https://www.embracepetinsurance.com/coverage/customer-stories/accidents/cat-injured-in-car-engine
  md: https://www.embracepetinsurance.com/coverage/customer-stories/accidents/cat-injured-in-car-engine.md
---

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# Customer Stories



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[Customer Stories](/coverage/customer-stories)
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[Pet Insurance Claims Involving Accidents Claim Stories](/coverage/customer-stories/accidents)
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[Cat Trapped in Car Engine](about:blank#)
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# Fletcher's Story

![A tabby cat wearing a cone of shame was badly injured by a car fan belt after being trapped in car engine.](//images.ctfassets.net/cy68knbg9g5b/6RYKvrBUgSqnt1lsQ9RwkM/cc906efe5882a36f9377964da89904e5/fletcher-cat.webp?)
Fletcher the cat was badly injured by a car fan belt.

### Vet Bill: $5,158

#### Background

Cats love a warm place to sleep and sometimes that place is somewhere they shouldn't be.

#### Fletcher's mom, Lauren, tells the story:

"My cats, Fletcher and Sampson, fell through a screen window while they [were] enjoying a beautiful day together. While Sampson cried outside of the window to come back in, Fletcher decided he wanted to explore the "Great Outdoors". We looked for him all night!!

I was heartbroken and scared that I had lost him for good. When we found him the next day, he had been badly hurt from a fan belt injury from the neighbor's car!!! He had a deep laceration from the left to right side of his lower abdomen and a broken tibia and fibula bone in his back left foot! I immediately made a [trip to the Emergency Vet](https://www.embracepetinsurance.com/coverage/er-specialist-care) which can be very costly! I know this from experience with a former pet! Thank God for Embrace Pet Insurance. Fletcher's vet bills were over $6,000 and Embrace reimbursed most of the cost! I didn't freak out because I knew my investment would come back to me! Thanks Embrace!

P.S. Fletcher was the type of cat that never wanted to be held or touched before the accident! Now he is so thankful for us saving his life. He can't get enough of us and he always wanting to sit on our laps and be held and and he also purrs constantly!! Don't tell my dog Becker and my other cat Sampson, but he is now my favorite 4-legged child by far!"

## Fletcher's Claim Refund

| **Claim Details** | **Amount** |
| --- | --- |
| Actual Vet Bill | $5,157.65 |
| Annual Deductible | $100.00 |
| Copay | $996.25 |
| Total Embrace Reimbursement | $3,985.00 |



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