---
title: Pet Insurance Claims Involving Accidents
description: Embrace offers personalized, affordable pet insurance for dogs & cats with up to 90% back at any vet. Add a wellness plan for total protection. Get a free quote for your pet's customized policy.
lastUpdated: 2025-10-02T19:05:48.000Z
sources:
  html: https://www.embracepetinsurance.com/coverage/customer-stories/accidents
  md: https://www.embracepetinsurance.com/coverage/customer-stories/accidents.md
---

---

# Customer Stories



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[Customer Stories](/coverage/customer-stories)
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[Pet Insurance Claims Involving Accidents Claim Stories](/coverage/customer-stories/accidents)
![Maddy, a french bulldog who seems to be in a beach or snowy background happened to bite a toad when he went for a walk.](//images.ctfassets.net/cy68knbg9g5b/BAYswKqK5BOwHAyFGeaHu/980d1ab7ab3c8087210a4b79346670fa/maddy---french-bulldog.webp)

#### French Bulldog Bit a Toad

##### **Maddy's Story**

**Vet Bill: $5,376.47**





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![A black and white akita puppy named storm was unfortunately attacked in yard.](//images.ctfassets.net/cy68knbg9g5b/61HX6qdRPH6ezxSZ2PZbM6/63478e790482c8e7ee15634de5d995f8/storm--akita_59c92e55-7587-4fc0-8d6a-209e63a40e31.webp)

#### Puppy Attacked In Yard

##### Storm's Story

**Vet Bill: $4,507.08**



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![This Newfoundland dog who went on a holiday suffered from bloat.](//images.ctfassets.net/cy68knbg9g5b/PHa4GowMRfk3ZCFH3g7lH/31cf43719a1387649cf3a585909feb6c/mariner.webp)

#### Newfoundland Bloats During the Holidays

##### Mariner's Story

**Vet Bill: $4,991.00**



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![This black labrador retriever pup named Harry is looking so posh against this brick background, who had a miraculous recovery after swallowing socks and just almost anything.](//images.ctfassets.net/cy68knbg9g5b/eScGYRRhOOeFjdb0Guv5O/d9a36b7d7dd04eafc71d1d542152131d/harry-bundy-cropped.webp)

#### Labrador Swallows Sock

##### **Harry's Story**

**Vet Bill: $12,613.26**



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![This unique colored fur dog in the image who is a miniature australian shepherd have a herniated disk.](//images.ctfassets.net/cy68knbg9g5b/kW7KuPAq3bFpzdIdnZSYl/4a1e688952ffd808fa2ba9088458292d/duke-cropped.webp)

#### Herniated Disk in Duke the Dog

##### **Duke's Story**

**Vet Bill: $8,150.96**



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![A Brittany Spaniel with a blue and pink collar suffered a heart abcess caused by a foxtail.](//images.ctfassets.net/cy68knbg9g5b/5mvZonIAA1GVh0Feus2OZM/616165e5cc9504e1199905a484f321fe/brittany-spaniel-suffered-a-heart-abscess-caused-by-a-foxtail.webp)

#### Grass Awn Causes Heart Abscess in Hunting Dog

##### **Elvis's Story**

**Vet Bill: $12,010.29**



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![A black labrador retriever covered in snow had a fractured tooth requiring an expensive extraction, luckily he got Embrace pet insurance.](//images.ctfassets.net/cy68knbg9g5b/5PEGeQ95wbnmeyh8T3KxkN/b5b1543e66d95276e7201f4d8b9a34b5/merlin-labrador-retriever_ac26b5ba-233b-433f-967a-042a7812419b.webp)

#### Fractured Tooth Extraction

##### **Merlin's Story**

**Vet Bill: $2,001.25**





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![This cheerful looking golden colored lab at the back seat of his parents car, ended up at the vet after his insatiable appetite led him eating a lot of other foreign body ingestion every now and then.](//images.ctfassets.net/cy68knbg9g5b/5Iv4jCPkeHpZWFrG33w14f/0d76a44a0eff7faf0117acf64ecddb78/bodhi-labrador-retriever_37315459-bef4-4673-84fc-0a1e0a3441c2.webp)

#### Dog Bites Electrical Cord

##### **Bodhi's Story**

**Vet Bill: $1,190.00**



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![The Siberian Husky in this image named Mila is seen wearing a what seems like a waterproof jacket while swimming in the pool. She got into a car accicdent after jumping in her parents' car window.](//images.ctfassets.net/cy68knbg9g5b/4ZLNRrttZ2rNAbSRbg7i4z/d326b6a16971924532cff6ba4aac3545/mila-cropped.webp)

#### Husky Injured Jumping from Car Window

##### Mila's Story

**Vet Bill: $7,748.04**



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![A cute Cavalier King Charles Spaniel looking all cute at the camera accidentally ate a gum with xylitol.](//images.ctfassets.net/cy68knbg9g5b/6FNtHu0h3BtkxgLINChSs5/053371d029b1096cc2b1ce2e18395f33/orca---cavalier-king-charles-spaniel.webp)

#### Cavalier King Charles Spaniel Ate Xylitol Gum

##### Orca's Story

**Vet Bill: $4,975.81**



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![A beagle lounging on their recliner in the balcony suffered from raisin intoxication.](//images.ctfassets.net/cy68knbg9g5b/31Kr0LRC6U0QewPl0deoyL/ac514d4ea035617b10d7dbd34d4cd4b4/annabelle.webp)

#### Beagle Suffers from Raisin Intoxication

##### AnnaBelle's Story

**Vet Bill: $2,811.02**



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![This husky pup named Timber was bit by a neighbor's dog through the fence in the background.](//images.ctfassets.net/cy68knbg9g5b/273yBbYhcIsSNiAmzgS00i/fc903a389ae3d9fd4d914a8714e32384/dog-bite-wounds.webp)

#### Bite Wounds

##### **Timber's Story**

##### **Vet Bill: $1,402.83**



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![Jeter, the dog from the outer banks is holding a toy on his mouth while strolling along the beachsand.](//images.ctfassets.net/cy68knbg9g5b/KBn1HAt7i3bxtEzuMt50c/610571641f01a1a7337bea05cf066234/jeter.webp)

#### Senior Beagle Eats Too Much Sand

##### Jeter's Story

**Vet Bill: $3,434.53**



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![A black and white colored-fur who looks like a tuxedo cat had surgeries and complementary treatments.](//images.ctfassets.net/cy68knbg9g5b/2SVXtXck3loxGOE44lc5Xb/695d5f189b3cef1ba96a6a19d0792612/mixed-breed-dog-standing-in-red-harnessd028c6a24c9f653bbdf5ff0000035de2.webp)

#### Mixed Breed Dog Surgery and Complementary Treatments

##### **Job's Story**

**Vet Bill: $20,004.00**



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![This cutest white-colored fur puppy named Jackson accidentally chewed off top of a Tylenol bottle.](//images.ctfassets.net/cy68knbg9g5b/43qAxuELSOEd58BVwJiVq7/a6121a4aacfa219e052b38ef68da1800/jackson.webp)

#### Tylenol Toxicity

##### **Jackson's Story**

**Vet Bill: $988.99**



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#### Toad Toxicity

##### Little Guy's Story

**Vet Bill: $990.50**



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![A tamaskan dog in this image named Kada who is posing in what seems to be a field of flowers, had health issues and ligament tear.](//images.ctfassets.net/cy68knbg9g5b/25vwdikEM1R7qOgsBissht/1170a2a2ecdd765e1aefb781ee63d6a6/kada-cropped.webp)

#### Tamaskan's Cruciate Ligament Tear, Giardia

##### **Kada's Story**

**Vet Bill: $6,190.32**



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![A black-colored great dane sitting on a grass full of leaves was bitten by snakes.](//images.ctfassets.net/cy68knbg9g5b/4qs2MGRjjhsrlOIkPcz17S/fcc37ca65addc0668d1ae30f3f3a2582/aragon---great-dane_f40e385f-f48e-4cda-a0f1-3e57d4472a58.webp)

#### Dog Bit by Snake

##### **Aragon's Story**

**Vet Bill: $5,157.34**



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![A rottweiler puppy wearing a cone of shame after his routine surgeries.](//images.ctfassets.net/cy68knbg9g5b/2bMQhIEGthH5L37ScZ84fI/6da0fa4580b45bd22b2a6335c9e2189b/rottweiler-puppy-in-cone-793627926.webp)

#### Rottweiler Complications After Routine Surgery

##### **Jensen's Story**

##### **Vet Bill: $9,781.00**



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![This gray great dane mix named tundra had postoperative complications after coming home from being neautered, thankfully he got pet insurance to cover it.](//images.ctfassets.net/cy68knbg9g5b/32sHCLwcDL24HlMx5yAsAT/79b188e7220a2e360682bec4f7f3c5de/tundra---great-dane-mix.webp)

#### Postoperative Complication in Great Dane

##### **Tundra's Story**

**Vet Bill: $3,669.49**



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![A pretty samoyed dog named Walter ran into a mushroom intoxication when he was snacking on mushrooms in the yard.](//images.ctfassets.net/cy68knbg9g5b/3zkzQIiVcckUWIGlPtgEuk/412e2a429def16986400e1119d0dab25/walter---samoyed_ea9233d8-dbfa-4a8b-bdc7-446e38a15e67.webp)

#### Mushroom Intoxication

##### **Walter's Story**

**Vet Bill: $1,278.00**



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![Willow, a black labrador retriever whose body can only be seen in this image suffered from a heat stroke.](//images.ctfassets.net/cy68knbg9g5b/4rAwBo6TdjAAa6FFzwJLPj/6886124b4f855bfd1737eb8a36a72e4a/willow-labrador-retriever.webp)

#### Labrador Retriever Suffers Heat Stroke

##### **Willow's Story**

**Vet Bill: $2,648.64**



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![This yellow labrador retriever puppy named Stormtrooper is just as naughty as its name, who ate Ibuprofen, but luckily Embrace pet insurance is there to save the day.](//images.ctfassets.net/cy68knbg9g5b/oy8eHogPivIlRBuPQPCTP/c16e5a402a33279d733d8d13cc610113/storm.webp)

#### Labrador Retriever Eats Ibuprofen

##### **Stormtrooper's Story**

**Vet Bill: $1,718.52**



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![A labrador mix looking out from afar in this image, ironically did not see a car that hit him.](//images.ctfassets.net/cy68knbg9g5b/4sUPXdywo9cdKuBjatAg3Y/1026fe97501e911da70bb626a84256d7/snickers-labrador-mix_e0c39e3a-5da6-438b-ad56-e918217e7752.webp)

#### Labrador Mix Hit By Car

##### **Snickers's Story**

**Vet Bill: $10,379.78**



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![This 5 month old black colored fur puppy in the image named Lyla suffered from Grape Intoxication.](//images.ctfassets.net/cy68knbg9g5b/n5NMHbdrbVlja2RVoAkd6/210c791e034b16d5b5a26747ec2debe2/layla-cropped.webp)

#### Puppy Suffers from Grape Intoxication

##### **Lyla's Story**

**Vet Bill: $1,658.42**





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![A boxer dog named Jackson who looks so innocent in this image ate a pound of old grapes that put him in the hospital.](//images.ctfassets.net/cy68knbg9g5b/7EAGL88OYeGLc6cZBOQ9pG/094e7b876b8bf5c87a4be8d123f38701/jackson---boxer_4342ecdb-4d36-4c83-8340-8a64ec53538d.webp)

#### Grape Intoxication Claim for Puppy

##### **Jackson's Story**

**Vet Bill: $1,465.98**



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![A dog with a fun looking toy on his neck looking all innocent in this image has a knack for eating household objects that led him to require a foreign body surgery.](//images.ctfassets.net/cy68knbg9g5b/otfjEnx3XfPbg8jbBcIhZ/978fe57fa90ddaa546918116df93d619/barry---mixed-breed_267e090b-149e-4291-ae95-efeadebf823c.webp)

#### Foreign Body Surgery

##### **Barry's Story**

**Vet Bill: $1,542.47**



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![This cute dog in the image holding a teddy bear as if it is its emotional support is a newfoundland named Morris who ended up needing to go to the vet upon swallowing a rock.](//images.ctfassets.net/cy68knbg9g5b/6HN1YvA1yobN554NM2SNbg/7ad09f3c5f976d32dc05458e8b62883c/morris-newfoundland_30d9d5fa-d053-4584-b4e7-99c2ff094104.webp)

#### Dog Swallows Rock

##### Morris's Story

**Vet Bill: $1,882.57**





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![A black labrador retriever who looks so sad had a foreign body ingestion.](//images.ctfassets.net/cy68knbg9g5b/2jEOcdbeRFfsji4Or81osa/17227bea4a466143e5f461e636ae3aa2/img_5994.webp)

#### Foreign Body Ingestion in Crated Lab

##### **Stella's Story**

**Vet Bill: $3,829.80**



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![A mixed-breed dog, posing against a leafy background with a wide smile, wearing a black collar and leash, was taken to the vet hospital after developing a habit of snacking on clothing.](//images.ctfassets.net/cy68knbg9g5b/5AvRg45JwRdN9jCTL6zBia/d74c24796e96b28bf1993ceec1189bba/ozzie-mixed-breed.webp)

#### Dog Ate Clothing

##### Ozzie's Story

**Vet Bill: $2,406.51**



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![This greyhound dog lounging on their living room floor had quite an ordeal after accidentally swallowing a stolen corn cob.](//images.ctfassets.net/cy68knbg9g5b/2rnV9PSybvtd3lwFLvrHu4/a4f27bfc3ed472e98eed57fd35a73248/hazel---greyhound_b238b4a5-b076-43aa-ab7f-d54727279a6c.webp)

#### Dog Swallows Corn Cob

##### Hazel's Story

**Vet Bill: $1,483.35**



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![A great pyrenees who is loking a bit too close to the camera lens, was poorly attacked while playing at the dog park.](//images.ctfassets.net/cy68knbg9g5b/4pC0QIRBrYhl5pdwBT82Lt/c4783610008db387b7f0f16bac356b74/moses-great-pyrenees_be087690-99cf-429b-8e5d-14665c79c0c4.webp)

#### Dog Park Attack

##### Moses's Story

**Vet Bill:$293.16**

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![A black colored dog in this image named Sorin the Scotty was unfortunately hit by a car in Chicago, luckily he was covered by Embrace Pet Insurance.](//images.ctfassets.net/cy68knbg9g5b/TmZK9t4AuNlfUyeroHD3Y/4c06f1b58b9becc7ff8028ca80677e37/sorin2_a9ca4a56-aa68-44e1-98b3-85d74cd32d54.webp)

#### Dog Hit By Car

##### Sorin's Story

**Vet Bill: $5,503.66**



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![A chihuahua dog named Chiquita, wearing a black collar with watermelon like charm had an encounter with another dog.](//images.ctfassets.net/cy68knbg9g5b/31Kc508sXGAUnBzHqVP8Pe/83f66f77b7f0861e4a1b49cbd18cea6e/chiquita-chihuahua_9c915237-4f2d-4562-9e98-e894788f9c3c.webp)

#### Dog Attack

##### Chiquita's Story

**Vet Bill: $1,636.23**



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![A gray dog standing on a grass-field had an altercation with a bear while he was out for a walk.](//images.ctfassets.net/cy68knbg9g5b/OaQXrace44ERNzE8FekBA/c2b4e688bf5b17e343814ffb7bc7cf7a/oddjob---mixed-breed-dog_c0611d6b-0054-4038-ae1d-932008a9f8b3.webp)

#### Bear Attack

##### Oddjob's Story

**Vet Bill: $6,382.90**



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![This brown colored yorkipoo who seems to be laying down on top of a blanket was poorly attacked by a neighbor's dog who broke through a fence.](//images.ctfassets.net/cy68knbg9g5b/4AVmh0rebv52ZVj2ZDwDlh/6c0128bd149d5fb4e05fc1ebb1e15d76/jojo--yorkipoo.webp)

#### Yorkipoo Dog Attack

##### Jojo's Story

**Vet Bill: $4,323.99**



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![The dachshund in the image, who was named after Tyrion int he Game of Thrones was rushed to the emergency vet after he ate plastic.](//images.ctfassets.net/cy68knbg9g5b/2eG9FpVcB42wwAXBGMX4cF/c2bcd403364103e6ebe057b70897a7a1/dapple-dachshund-swallowed-plastic.webp)

#### Dachshund Eats Plastic

##### **Tyrion's Story**

**Vet Bill :$2,249.81**



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#### Cruciate Tear & Foreign Body Ingestion

##### Isabelle's Story

**Vet Bill: $16,996.61**



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![This brown colored pit bull dog, named Barron experienced a cruciate ligament tear but is now back on all four paws, with the help of pet insurance.](//images.ctfassets.net/cy68knbg9g5b/3Yqf0zOzLU3dny1ZUEf8UW/60489ee73e3cdb0d83fa687b94c34409/barron-pit-bull-mix_02602ad2-e7ca-475f-9704-c63a89206605.webp)

#### Pit Bull Tears Cruciate Ligament

##### Barron's Story

**Vet Bill: $6,989.99**



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![The Neopolitan Mastiff in the image posing against a background of flowers, had an ACL, or cruciant ligament tear after having too much fun and games.](//images.ctfassets.net/cy68knbg9g5b/YM6kPyV4POupCHuwpyS1t/ca357b675209052911617a822f349f74/bane_4eff7116-766b-4bc7-92e8-81abd5d0b1cd.webp)

#### Mastiff Tears Cruciate Ligament

##### **Bane's Story**

**Vet Bill: $3,125.41**



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![A cute tabby cat in the image laying down in a basket got into a garbage can and snacked on a shoelace.](//images.ctfassets.net/cy68knbg9g5b/3HIUiiMgM9PoEW1GuIhNrc/75bd2af3578df98f67dd2410f3bbfa97/maxx---domestic-mediumhair_1db8d1f8-f518-436e-a253-2cda1197bdc6.webp)

#### Cat Swallows Shoelace

##### **Maxx's Story**

**Vet Bill: $2,966.09**



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![Carly, the calico cat in this image who is lounging cutely while looking at her owner's camera ended up at the vet after eating over 36 inches of ribbon.](//images.ctfassets.net/cy68knbg9g5b/7E8Lr9eQFXwbldn4sYRP63/1167ba2f829d12cfc478b5c092973306/carly.webp)

#### Cat Swallows Ribbon

##### Carly's Story

**Vet Bill: $5,648.44**





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![A tabby cat wearing a cone of shame was badly injured by a car fan belt after being trapped in car engine.](//images.ctfassets.net/cy68knbg9g5b/6RYKvrBUgSqnt1lsQ9RwkM/cc906efe5882a36f9377964da89904e5/fletcher-cat.webp)

#### Cat Trapped in Car Engine

##### Fletcher's Story

**Vet Bill: $5,157.65**



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![Squirt, the cat with yellow eyes in this image racked up a surprising vet bill after curiosly eating cat litter.](//images.ctfassets.net/cy68knbg9g5b/1wLwP5pN4ui3Szuu2ZHJ2V/377fc68e95ddec182e53371c823f5db9/squirt-cropped.webp)

#### Curiosity Leads to Cat Eating Litter

##### **Squirt's Story**

**Vet Bill: $5,379.67**



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![Here's a cat with broken leg lounging comfortably at a couch after being well taken care of at the vet, and with the aid of embrace pet insurance.](//images.ctfassets.net/cy68knbg9g5b/4FQH3Zig4OPYItaieDRmky/09b916eea4b99133908f54b092521ab3/gilbert-breaks-his-leg.webp)

#### Cat's Broken Leg

##### **Gilbert's Story**

**Vet Bill: $4,061.04**



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![Maxine, the cat in this image was badly injured upon being attacked by a coyote.](//images.ctfassets.net/cy68knbg9g5b/6A1EHgjQQ2RohPbaYVWsAA/39c9d0a81190fa01912747a50ca0a822/maxine---domestic-shorthair_da387a81-8c03-41d4-9257-d0319b954223.webp)

#### Cat Attacked by Coyote

##### Maxine's Story

**Vet Bill: $3,572.27**



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![Poor squiggy the tuxedo cat in this image is recovering after bing hit by car accident.](//images.ctfassets.net/cy68knbg9g5b/3roKG36XTVzBwV2TGE2iQy/e270c984f75e92947d2abd45f6361ccd/squiggy-mixed-breed-cat_48095bc7-a55c-4366-9332-bbe238b79bfd.webp)

#### Car Accident

##### **Squiggy's Story**

**Vet Bill: $12,169.00**



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![In this image, a miniature dachshund named Hilda looks sad, seemingly staring at something, possibly in pain after a dental dilemma.](//images.ctfassets.net/cy68knbg9g5b/3JEAWVOqKJXf3U7r1RDBf2/598b3fe5c11ca82b54770bd1dcfa80d9/hilda---dachshund_4fcddeb6-bf84-40fe-8704-746dbb2f0431__1_.webp)

#### Broken Tooth & Root Canal

##### Hilda's Story

**Vet Bill: $1,852.13**



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![In this image is Cody the cat wearing a cone of shame while comfortably sleeping in his parents bed, after having to go through surgery to remove the femoral hed and neck that he had.](//images.ctfassets.net/cy68knbg9g5b/742ArdbEr3kZpQpf319bWw/b9c960c6e1dc72c54d7f5c3289794fcd/cody---domestic-shorthair-cat67E84DF20426_d30f9457-5e69-4002-9172-c08462f77d84.webp)

#### Feline Broken Leg

##### Cody's Story

**Vet Bill: $3,779.87**



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![In this image is a dog named Kylie, who had a run-in with bloat but was fortunately safe after being rushed to the vet.](//images.ctfassets.net/cy68knbg9g5b/71QHnsgHR5oCV5fcbDvjb9/bbd6b2fb5ff3120971986dc610976ed3/kylie-mixed-breed.webp)

#### Bloat Emergency

##### **Kylie's Story**

**Vet Bill: $2,623.64**





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![A black labrador retriever wearing a red scarf while smiling happily at the camera has been diagnosed with Biceps Tendinopathy.](//images.ctfassets.net/cy68knbg9g5b/5TuVaxg0bQ1gCITSH63iZK/d053a5f5837008817f415a44b2c9630e/kiara-labrador-retriever_73265304-2b02-4a57-afec-51a93ff8da87.webp)

#### Biceps Tendinopathy

##### Kiara's Story

**Vet Bill: $3,818.92**



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