---
title: Feline Recurring Bacterial Infection Claim
description: When Sugar came to the vet with a recurring bacterial infection, her mom wasn't preoccupied with the cost - just getting her healthy. Embrace covers illness so you don't have to worry.
lastUpdated: 2025-10-02T19:06:22.000Z
sources:
  html: https://www.embracepetinsurance.com/coverage/cat-recurring-bacterial-infection
  md: https://www.embracepetinsurance.com/coverage/cat-recurring-bacterial-infection.md
---

# Sugar's Story

![A tabby cat sleeping sideways has been hospitalized because of Recurring Bacterial Infection.](//images.ctfassets.net/cy68knbg9g5b/GuekdyEGhatbyOIApwEKv/8802e53308befd4628ac1b0a7ac16cde/tabby-cat-sleeping-on-blankete928c6a24c9f653bbdf5ff0000035de2.webp?)

### Vet Bill: $11,289

[The Story of Sugar](https://youtu.be/u5jiS759vn4)

Christine G. adopted two kittens, Sugar and Spice, and insured them with Embrace Pet Insurance right away. Before Sugar's first birthday, she wasn't acting like herself, so Christine took her to the vet where they found she was running a very high fever.

Sugar's veterinarians didn't feel very optimistic about her high fever and the bacterial infection she was fighting. They didn't think she would make it -- but Christine knew that Embrace would cover the care that Sugar needed. After a few days in the hospital, Sugar's condition improved and she was able to go home.

After her initial illness, Sugar had two additional relapses of the same diagnosis. Thankfully, Embrace doesn't limit reimbursement per condition, so those veterinary bills were covered too. Sugar has been incident free for over a year, but Christine knows that if anything happens in the future, Embrace has their backs.

"We used Embrace Pet Insurance for all three incidents -- we wouldn't actually have been able to save Sugar if we didn't have insurance. Their staff is very knowledgeable about Sugar's situation and they were very courteous and compassionate whenever I had to call," said Christine.

## Sugar's Claim Refund

| **Claim Details** | **Amount** |
| --- | --- |
| Actual Vet Bill | $11,289.00 |
| Covered Charges | $11,289.00 |
| Annual Deductible | $878.00 |
| Copay | $2,083.00 |
| Total Embrace Reimbursement | $8,328.00 |
Claims took place over three years. Sugar has a $300 annual deductible and a 20% copay.