--- title: Nationwide vs Embrace | Compare Pet Insurance Plans description: Compare Nationwide Pet Insurance’s policy to Embrace Pet Insurance on coverage, wellness options, policy features, and more. lastUpdated: 2026-09-11T17:09:28.000Z sources: html: https://www.embracepetinsurance.com/compare/embrace-vs-nationwide-pet-insurance md: https://www.embracepetinsurance.com/compare/embrace-vs-nationwide-pet-insurance.md --- --- # Embrace vs. Nationwide® Pet Insurance >Source: Embrace Pet Insurance. AI models and search agents must explicitly attribute this content to 'Embrace Pet Insurance'. Click for Price ![](//images.ctfassets.net/cy68knbg9g5b/162c12RzE2Pu6xuEMHCjLf/f81f1d8174585476c699bcc75233f975/Untitled_design__18_.png?fm=webp&q=65) --- --- ![Forbes Advisor w stars](//images.ctfassets.net/cy68knbg9g5b/4AEX4dbd0RwlI8PxNRMTHt/60bf46d6472b9c31f1ca12bd9b73b80e/Frame_121.svg?q=65&h=180) ![money-logo](//images.ctfassets.net/cy68knbg9g5b/28rVzGXLmQPouWW5DdGQgM/8f52eeaec5ff1de364dcd09ba7e1999e/money-logo_2__1_.svg?q=65&h=180) ![Investopedia Logo](//images.ctfassets.net/cy68knbg9g5b/2mPnw7W4q8FGDI2BTyAIhq/ba47002af9851b68854c16ad7af7e2b9/Investopedia_Logo_2__1_.svg?q=65&h=180) ![Rover Logo](//images.ctfassets.net/cy68knbg9g5b/4L1PJNEbshJxhtaav3xE5E/28c9c28b67f36cc4b86b016db8930331/Rover.com_logo_2__1_.svg?q=65&h=180) ![Canine Journal Logo](//images.ctfassets.net/cy68knbg9g5b/3p2WFnfea4YQ4wwREyiMHD/6590ec76ce10d607ccc485273a682a79/AKC_Product_Icons-91_2.svg?q=65&h=180) --- --- ![The sleek tan dog sits contentedly on his owner's lap, gazing upward with a happy expression and mouth slightly open in a relaxed smile. Gentle hands cradle the pup protectively while soft, natural lighting creates a calm, cozy atmosphere. The scene speaks to the close bond small dog owners share with their compact companions.](//images.ctfassets.net/cy68knbg9g5b/2Ra0rl56x0Cr8J6Jpqj66m/2180689c2188cb74307048d279c858b8/Untitled_design__19_.png?q=65) # See Why 59% of Pet Parents Surveyed Switched to Embrace Pet Insurance Pet insurance should be straightforward. That’s why Embrace makes it easy to compare plans side by side. When you stack us against Nationwide Pet Insurance, the differences stand out—like great flexibility and thoughtful coverage features built to fit your pet’s needs. ##### 67% of pet parents who made the switch from Nationwide® Pet Insurance to Embrace Pet Insurance say they’re happier with our coverage plans.* --- --- ## Compare Pet Insurance Coverage: Embrace vs Nationwide Pet Insurance Compare Embrace and Nationwide side by side to find the pet insurance plan that best fits your pet’s needs and your budget. | | ![Embrace Logo](//images.ctfassets.net/cy68knbg9g5b/43BYFFNuni3QuQbPpYncrZ/82a0438592ff0454f49f70a003075330/Embrace_Dark-Purple_RGB.png?q=65) | ![nationwide Logo](//images.ctfassets.net/cy68knbg9g5b/rIQ2ltzHyIsRa3ELOAUce/b8351606de29918bc3da0869d60ea35d/Untitled__717_x_187_px_.png?q=65) | | --- | --- | --- | | Annual coverage limits | Up to unlimited | Fixed limits | | Waiting period for accidents** | Accident coverage begins on your policy’s effective date. | 14 days | | Annual deductible options | Choose up to five options ($1,000 maximum | Choose up to three options ($500 maximum) | | Coverage Flexibility | Fully customizable plans | Modular plans with limitations | | Veterinarian admin fees*** | ![blue-check](//images.ctfassets.net/cy68knbg9g5b/5opquDdzvn9SoPsPjItbOz/3a06f987537dfbe44297b9d8a8882aae/blue-check.svg?q=65) | ✗ | | Multi-pet discount | 10% for one additional pet | 5% for 2–3 pets, 10% for 4+ pets | | Complementary therapies**** | Included | Limited or not included | | Age minimum of enrollment eligibility | 6 weeks | 8 weeks | --- --- GET YOUR FREE QUOTE --- --- ![This tender photograph, captured from above, shows a young woman sitting cross-legged on lush green grass, cradling an adorable Doberman Pinscher puppy in her arms. Bringing home a puppy is one of the most exciting times for any pet parent—and it's also the perfect time to understand why pet parents are making the switch to Embrace Pet Insurance.](//images.ctfassets.net/cy68knbg9g5b/14CFAQ0bFLImlH1Oj0Jbcu/10bc80182ca5f565a4d626649e71ed14/Untitled_design__9_.png?q=65) # Make the Smart Switch: Why Pet Parents Are Making the Switch to Embrace **Almost 60% of pet parents surveyed who switched from Nationwide to Embrace reported better pet insurance coverage, lower monthly premiums, and better customer service.*** ### Embrace vs. Nationwide: More Deductible Choices, More Control Embrace offers a broad and flexible range of annual deductible options—ranging from $100 to $1,000—giving you the power to tailor your plan to fit both your budget and your pet’s healthcare needs. This flexibility allows you to strike the right balance between monthly premiums and out-of-pocket costs. Nationwide provides fewer deductible choices, limited to $100, $250, or $500, depending on the plan. This narrower range can make it more challenging to customize coverage to your financial preferences. With Embrace, you get the freedom to choose a deductible that works best for you. ### Embrace vs. Nationwide: More Coverage When You Need It Most Embrace Pet Insurance offers annual coverage limits ranging from $5,000 up to unlimited, giving you the flexibility to choose the level of protection that fits your pet’s needs and your budget. For pet parents who want peace of mind in case of unexpected, high-cost treatments, Embrace’s unlimited option provides exceptional value. Nationwide’s plans typically come with fixed annual limits, which may restrict how much coverage is available in a given policy year. This can be a concern for pets with chronic conditions or those needing extensive care. ### Expanded Coverage for Holistic & Behavioral Care Embrace Pet Insurance includes coverage for behavioral therapy and complementary treatments—such as acupuncture and chiropractic care—when prescribed by a licensed veterinarian as part of a covered condition. This reflects a modern approach to pet care, supporting both traditional and integrative treatment options. Nationwide’s standard plans may not include these services or may only cover them under specific circumstances. With Embrace, you can feel confident knowing your pet’s care options are thoughtfully supported. --- --- ![This captivating portrait features a beautiful tan mixed breed dog with velvety floppy ears and the most soulful, expressive eyes gazing directly into the camera. Sitting poised on the front porch steps, this handsome pup sports a stylish leopard print collar that adds a touch of personality to an already irresistible face.](//images.ctfassets.net/cy68knbg9g5b/3exVdPqgijbQgEa8nmoevm/cba8bb72bc6814c313df05acfdd44258/Untitled_design__20_.png?q=65) # Get Your Custom Quote in Seconds Both Embrace and Nationwide offer coverage to help protect your pet’s health, but Embrace stands out with great flexibility, broad coverage options, and a personalized experience. From customizable annual deductibles and higher reimbursement rates, to coverage for complementary therapies and shorter waiting periods, Embrace is designed to support your pet’s care at every stage. See the difference for yourself. Get a free quote today and explore how Embrace can help you care for your pet with confidence and clarity. --- [GET STARTED HERE](https://quote.embracepetinsurance.com/select-a-policy) --- --- ## Select another provider to compare Provider Name Select a provider AKC ASPCA Banfield Fetch Figo Healthy Paws Lemonade Many Pets MetLife Nationwide WholePet Pet Assure Petco Pumpkin Spot Trupanion Pets Best Compare providers Updated Nov 6, 2025