Dog Insurance for Rescued & Adopted Dogs

Adopting or rescuing a dog not only saves a life, but brings great joy to the adopting family. Now that you've brought your new dog home, you might wonder about what health concerns might come up.

Why Do I Need Insurance for My Rescue Dog?

If you don't have information about the care your dog received in his previous home, it can be helpful to have dog insurance to help you plan for the unknown. Getting insurance for your adopted dog gives you peace of mind in case anything in their past rears up again and saddles you with thousands of dollars in veterinary bills.

How Does Dog Insurance Work?

It's very simple to use your insurance. Usually you:

• Visit any veterinary hospital, there are no networks
• Pay for treatment
• Fax or mail a claim form with your itemized invoice
• Receive your claim refund in 10 to 15 business days, sooner if you use direct deposit

What Else Does the Rescue Dog Insurance Cover?

Insurance for your rescued or adopted dog will reimburse you for costs associated with diagnostics, surgery, hospitalization, cancer and chemotherapy treatment, and even alternative and homeopathic therapies. You can visit any veterinarian you like and there are no networks.

When is the Best Time to Get the Insurance?

It's important to have the insurance before you actually need it because pet insurance is the one thing you can't get when you need it the most. If your rescue or shelter dog is still a puppy or young then getting insurance now can avoid hassles with pre-existing conditions later.

What If I Have a Purebred Rescue Dog?

Purebred dogs are more susceptible to genetic and breed-specific health issues such as hip dysplasia, cherry eye, or luxating patella. Many of these conditions can be debilitating or life-threatening and can cost thousands of dollars to diagnose and treat. In these cases having insurance lets you focus on caring for your dog without worrying about your finances.

Choosing a Dog Plan

Planning for your dogs health by getting pet insurance is all well and good but how do you choose a plan? You should know that Embrace Pet Insurance is one of the few companies that covers genetic and breed-specific conditions. You won't be left guessing what conditions might be covered so get the broadest coverage you can.

Also find out if the plan you're looking at has per-incident or lifetime limits. Some companies use benefit schedules that can drastically limit the amount of your reimbursement. Embrace Pet Insurance has no per-incident limits and does not use a benefit schedule. Instead we pay based on your actual veterinary bill so you get more back.

How Much Will Insurance for my Rescue Cost?

Insurance costs around $30 per month, a little more if you add a wellness plan too. The premium varies by the breed of your puppy, where you live, and the amount of coverage you choose.

The good thing is that most rescued and adopted dogs are spayed/neutered before they leave, so you automatically qualify for a discount with an Embrace policy. Discounts are also available for paying in full for the year and for insuring multiple pets.