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Pet Insurance available in the United States

1-800-511-9172 Mon-Fri 8:30am-8:00pm ET

Customize Your Quote

Why Is a Customizable Plan Better?

Because you get to choose what your premium is by adjusting your coverage before you enroll. With everybody facing tight budgets these days a customizable plan from Embrace helps you get affordable pet insurance without sacrificing coverage.

For example, one of the best ways to keep your premium low but still provide maximum protection is to choose a policy with a high-deductible and a high annual maximum. So if you choose a $500 deductible with a $10,000 maximum, you have excellent catastrophic pet insurance that won't pay for the small incidents but is there to really protect you from the big stuff.

On the other hand, if you're a student or a senior on a budget and you want to minimize your out-of-pocket costs then you can modify your pet insurance coverage to have a lower deductible and a lower co-pay. And it's easy to do.

What Can I Customize?

The short answer is: lots! You can customize your:

  • Annual Maximum: Choose from $5,000, $10,000, or $15,000 per year
  • Annual Deductible: Choose from $100, $200, $300, $500 or $1000 per year
  • Reimbursement: Choose from 65%, 80%, or 90% per visit
  • Rx Drug Coverage: Choose whether you want this or not
  • Embrace Wellness Rewards: Choose whether you want this or not
  • Embrace Dental Rewards: Choose whether you want this or not

Each pet on your policy can have a different maximum, deductible, reimbursement level, and optional coverages. For example, if you have a young, healthy dog and an older, indoor cat then you could customize pet insurance coverages for each pet to get just the right level of protection.

Do I Sacrifice Coverage When I Customize?

No way. Embrace plans are among the most comprehensive around and you do not sacrifice anything by customizing.

Read more about what Embrace covers.

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