Compare Embrace to ASPCA Pet Insurance

When it comes to being a pet insurance expert, the difference is in the details. To help you, we've prepared a list of the most important comparison points between Embrace and ASPCA Pet Insurance. We understand purchasing pet insurance is an investment in time and money.

Many companies leave you exposed with no coverage for genetic conditions. Embrace covers them. Hereditary and breed-specific conditions can lie dormant for years and when they do show signs it can be very expensive to treat them. ASPCA does not cover these conditions or problems directly related to them. They often total several thousands of dollars to treat.

There's more to pet insurance than just your premium. If you want a large portion of your vet bills covered then you need to pick the right sort of plan. At Embrace, all of our plans reimburse your claim as a percentage of your actual vet bill so you get more back. ASPCA pays bills according Usual, Customary, or Reasonable costs.  If your vet or specialist charges more than they deem reasonable you'll get less money back.

An incident is any accident or illness and per-incident limits restrict the overall amount you can be reimbursed. Some pet insurance plans require you to meet a deductible for each incident and place a maximum on the how much you can get back per incident. ASPCA has per-incident limits. Embrace only limits you per year, not per incident. Most Embrace policies purchased include a $10,000 annual limit. ASPCA per-incident limits are set between $1,500 and $5,000 depending on what level plan you choose.

Embrace’s Wellness Rewards is a stand-alone routine care plan to help you pay for regular visits to your vet. If your vet charges $100 for a puppy wellness visit, that’s how much Embrace will reimburse. ASPCA places a cap on wellness based on Usual, Customary, & Reasonable costs.  You also have to first meet your $100 deductible before being reimbursed for any routine care. View our comparison on routine care.

Embrace plans cover alternative therapies and rehabilitation. You don't pay any extra for this coverage, it's included in every plan. ASPCA Pet Insurance does not cover alternative therapies, leaving you without a choice in your pet’s care and recovery. Examples of the treatments Embrace covers includes: Chiropractics, Acupuncture, Homeopathic and Holistic.

Don't be nickel and dimed with extra fees. ASPCA has a $10.50 signup fee and recurring annual fee.

Want to know why Embrace is consistently rated one of the best pet insurance companies in America? Then get the scoop on what pet parents really think about Embrace over at PetInsuranceReview.com . Reviews are completed by actual pet insurance users and Embrace is consistently rated over 9 out of 10. Why settle for less?