Bacterial Pneumonia

Heimdall-Great-DaneHeimdall, Great Dane

Great Dane has hacking cough
Vet Bill: $13,137.03
Location: Denver, Colorado
Date: November 2008
View Claim Refund


Heimdall's owner noticed he had labored breathing and was coughing a lot so he decided to get him checked out. His veterinarian diagnosed him with bacterial pneumonia in November 2008 and his treatments and several relapses, including visits to the veterinary ER, would continue until June 2009.

It was a very tough and scary road and we were all keeping our fingers crossed that Heimdall would make a complete recovery, which he eventually did.

Heimdall's Policy

Heimdall's mom chose a catastrophic pet insurance plan for him and added Embrace's optional wellness rewards with it that covered his costly prescription antibiotics. All told, Heimdall's numerous exams and emergency room visits, X-rays, diagnostics and several rounds of antibiotics totaled $13,137.03!

Heimdall's Claim Refund

Heimdall's bout with pneumonia Amount
Actual Vet Bills $13,137.03
Covered Charges $13,137.03
Deductible Remaining1 -$0.00
10% Co-pay -$1,313.70
Total Embrace Reimbursement2 $10,000.00

1 Heimball had a $500 annual deductible that was fulfilled with a claim earlier in the year. His owner chose to be covered for $10,000 in annual reimbursement which was reached 11 months into the policy year.  In total there were 7 claims submitted for this bout with pneumonia.