German Coolie With Hip Dysplasia

Elliot Cool - German CoolieElliot Cool - German Coolie

Elliot Cool, a 1 year old German Coolie, needs hip replacement surgery.
Vet Bill: $5,074.99
Location: Salem, NY
Date: July 2012
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Background

While hip dysplasia is a fairly common orthopedic condition in aging dogs, it's not so common in puppies. Sadly for Elliot Cool, a 1 year old German Coolie, he was the exception to the rule.

Below, Elliot's pet parent, Amy H., tells the story of how Elliot was diagnosed and the relief she felt knowing her Embrace Pet Insurance policy would cover the surgery.

"When my 1 year old German Coolie, Elliot Cool, came up three-legged lame after a fun weekend of running and playing, I knew something was wrong right away. After bringing him to the vet for an exam and radiographs, my worst fears were confirmed. Elliot Cool was diagnosed with hip dysplasia and would need hip replacement surgery if he was going to be able to live out a full, active life without constant, debilitating pain.

I had never doubted the wisdom of signing Elliot Cool up with Embrace Pet Insurance when he joined my family at 4 months of age last year. I have been an Embrace customer since 2008, I know the quality of customer service Embrace provides. As a financial planner, I also know the importance of having a plan in place for unexpected financial emergencies. For my policies with Embrace, I have chosen a higher deductible and higher co-pay, in order to keep affordable coverage for those expenses that I can't plan for.

I never anticipated needing to use the coverage for Elliot Cool so soon, but am so thankful Embrace was there for us when we needed them. Without Embrace, I would not have been able to provide Elliot Cool the surgery he needed to ensure he would be able to live a pain free life.

Thank you, Embrace!"

Elliot Cool's Claim Refund

Elliot Cool's Hip Dysplasia Surgery Claim
Amount
Actual Vet Bill $5,074.99
Covered Charges
$5,074.99
Annual Deductible Remaining
-$122.00
20% Co-pay -$990.60
Total Embrace Reimbursement $3,962.39