Foreign Body Ingestion - Electrical Cord and Toys
Bodhi - Labrador Retriever
Labrador Retriever picks the wrong snacks
Vet Bill: $1,190.00
Location: Chicago, Illinois
Date: Fall 2009
View Claim Refund
Jeremy brought his Labrador Retriever, Bodhi, home when he was just 7 weeks old. He immediately took out a policy with Embrace Pet Insurance after a bad experience with another insurance provider. Jeremy had lost his previous Labrador to a vary rare illness, and the medical bills totaled over $12,000, but he was only reimbursed about $3,000.
Jeremy soon discovered that Bodhi has an insatiable appetite and not just for food. In his first 8 months, Bodhi ate an electrical cord and possibly suffered an electric shock. He was taken to Gold Coast Animal Hospital in Chicago and an X-ray showed no real harm done.
In October 2009, less than a month later, Bodhi ate one of Jeremy's daughter's toys. Jeremy immediately took him to Chicago Veterinary Emergency Specialists where the underwent a barium study. Luckily, there was no obvious obstruction so Bodhi did not require surgery.
Bodhi's Embrace Policy covers accidents, so both cases of foreign body ingestion were covered.
Bodhi's Claim Refund
|Bodhi's Toy Ingestion Claim |
|Actual Vet Bill ||$1,190.00 |
|Covered Charges ||$1,172.00 |
|Deductible Remaining |
|20% Co-pay ||-$234.40 |