Gastroenteritis claim example: Hemorrhagic Gastroenteritis in 3 year old Lab Mix

What do you do when your previously healthy dog suddenly has bloody diarrhea and is a very sick puppy indeed? You go straight to your local emergency clinic to conquer what is known as Hemorrhagic Gastroenteritis or HGE. It's definitely not an inexpensive endeavor.

Case in point is Amber, a 3 year old labrador mix. In March 2010, she was admitted into a specialty facility in Oakdale CT to treat her hemorrhagic gastroenteritis and she remained there for 2 nights.

Here is her bill:

DATE ITEM BILLED AMOUNT
3/21/2010 Emergency Evaluation  $   110.00
3/21/2010 Hospitalization  $   309.96
3/21/2010 Fluid Therapy  $    0.00
3/21/2010 Normosol-R Liter  $ 91.47
3/21/2010 Fluid TX Pump Set up   $ 38.74
3/21/2010 IV Extension  $ 10.52
3/21/2010 IV Supplies -T-Port  $ 11.28
3/21/2010 Venoset  $ 25.59
3/21/2010 IV Y Connecting Set  $ 18.62
3/21/2010 Catheter Intravenous  $ 45.51
3/21/2010 Radiograph 2 view  $   200.00
3/21/2010 Buprenorphine Inj  $ 25.72
3/21/2010 CBC/Chem/Lytes  $   150.00
3/21/2010 Anzemet Inj  $ 35.03
3/21/2010 Famotidine (Pepcid)  $ 22.39
3/21/2010 Ampicillin Injection  $ 22.55
3/21/2010 Giardia Snap test  $ 28.33
3/21/2010 Fecal Analysis  $ 30.00
3/21/2010 Buprenorphine Inj  $ 25.71
3/21/2010 Metronidazole (Flagyl) IV  $ 26.80
3/22/2010 PCV/TP  $ 28.00
3/22/2010 Famotidine (Pepcid)  $ 22.39
3/22/2010 Ampicillin Injection  $ 22.55
3/22/2010 Buprenorphine Inj  $ 25.71
3/22/2010 Metronidazole (Flagyl) IV  $ 26.80
3/22/2010 Amoxicillin 400mg Qty 22  $ 39.64
3/22/2010 Metronidazole (Flagyl) 500mg Qty 21  $ 30.75
3/22/2010 Metoclopramide 10mg Qty 22  $ 22.70
3/22/2010 Sucralfate (Carafate) 1 gram Qty 19  $ 40.65
3/22/2010 Tramadol 50mg Qty 20  $ 19.60
3/22/2010 Buprenorphine Inj  $ 25.71
3/22/2010 Buprenorphine Inj  $ 25.71
3/22/2010 Ampicillin Injection  $ 22.55
3/22/2010 Famotidine (Pepcid) 20mg Qty 15  $ 13.35
Total  $    1,594.33

Lexington Amber's policy had a $200 deductible and a 20% copay with a $10,000 annual maximum and the drugs and dental option included (total montly premium is $33.94).

Her policy reimbursed $1,104.78 of the cost = $1,594.33 - $200 deductible - 20% copay = 1,594.33 - 200.00 - $278.87.

Her owner says she's back to her old self now, which is great news. Not something you'd expect your healthy dog to go down with all of a sudden.

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