How Your Pet's Age Impacts Your Renewal Premium

Just as us humans tend to get sick more frequently as we age, so do our pets. Dogs and cats tend to need more frequent and more costly veterinary care as they get older, and that means higher pet insurance premiums over time.

Currently, premium increases due to age are in the range of 8-10% per year for dogs and cats age 5 and up.

Embrace will not drop your pet's coverage at a certain age, nor will we change it. Any changes in coverage are totally up to you.