Making a Claim with Embrace

We've designed a simple claims process to make sure you get your refund as quickly as possible. Embrace will not raise your premium if you claim.

Step 1. Get a Claim Form

You can get a claim form by:

• printing out the form that came pre-filled with your enrollment e-mail (fastest)
• downloading a claim form online (fast)
• phoning us at (800) 511-9172 and we'll mail one out (slowest)

Step 2. Complete the Claim Form

Fill in your and your pet's information in Part 1 and have your veterinarian or veterinary technician complete Part 2 of the claim form.

You must sign the claim form. Submitting an unsigned claim form will delay your claim.

Here's a tip: store your pre-filled claims form in your pet's file at your veterinarian's office. Then you have it on hand each time you visit.

Step 3. Attach Itemized Invoices

Make sure you include copies of all of the invoices from your veterinary hospital. These invoices should indicate that you have paid for the treatment.

Step 4. Send Everything In

Embrace runs a paperless operation and we can process your claim faster and get your claim refund out sooner if you fax everything in toll-free to (800) 238-1042.

Of course you're still welcome to mail your claim to:

Embrace Pet Insurance, Claims Dept
781 Beta Drive, Suite D
Mayfield Village, OH 44143

How Embrace Calculates Your Refund

For more information about how Embrace determines the your claim refund, click here.