High veterinary bills for your dog? Perhaps you need dog insurance
If you have a purebred dog like a Labrador Retriever or a Yorkshire Terrier, you know that
they are susceptible to many breed-specific health issues including hip dysplasia, portosystemic shunts, or
gastric torsion (bloat).
These conditions can be debilitating or life-threatening and can cost thousands of dollars
to diagnose and treat. In these cases, dog health insurance opens the door to the best care available for your dog
and dramatically lowers the financial burden on you.
What Does Dog Insurance Cover?
Dog health insurance from Embrace will reimburse you for things such as breed-specific conditions,
cancer and chemotherapy treatment, alternative therapies, laboratory testing, and dental trauma.
You can visit any veterinarian you like, there are no networks. Read more about what Embrace's
dog insurance
covers but remember that no plan covers your dog for any conditions that he already has.
Choosing a Dog Insurance Plan
So, if buying dog insurance is one of the best decisions you can make, how do you choose
a plan? You should know that only a few companies, including Embrace Pet Insurance, actually cover
breed-specific
conditions. For maximum protection choose a dog health insurance plan that covers these conditions.
Also find out what sorts of payout limits
the plan has on reimbursing you. Some plans are more generous than others. And some plans use
benefit schedules that can drastically
limit the amount of your reimbursement, try to avoid these.
How Much Does Dog Insurance Cost?
Dog insurance costs on average around $25 per month although the premium varies by the breed and age of dog and
also by the amount of coverage you are seeking. You can really keep your premiums low by opting for a major medical dog insurance
plan with a high deductible.
Don't forget, you can get discounts
on your dog's health insurance by having him microchipped and spayed or neutered.
Is There a Good Time to Buy Insurance for my Dog?
The best time to buy your dog insurance is when he's young and healthy. Remember, insurance is the one thing you
can't get when you need it the most, you have to plan ahead.